Mortgage ProMax

你的收入和生意有受到疫情和MCO影响吗？你现在是不是在偿还银行贷款方面面临困难？从7月7日起，你可以无条件申请政府在PEMULIH配套当中推出的延迟偿还贷款援助计划moratorium。

现在不管你是B40、M40、T20、中小企业还是微型企业，都可以申请Loan Repayment Assistance。

PEMULIH配套底下宣布的暂缓还贷Moratorium细节：

📌仅限于2021年7月1日前批准的贷款，并且在申请moratorium时，有关贷款拖欠还贷的时间不超过90天。

📌暂时将贷款的分期付款（包括本金和利息）延后6个月支付，而有关贷款在这期间的利息会照算。

📌银行不能向moratorium申请者征收复利、手续费和罚款。

📌信用卡债务不能申请moratorium，但可以选择将这些债务转成为期3年的定期贷款term loan，帮助借贷者减少利息费用。

各大银行陆续更新网站让欲申请暂缓还贷的民众查询详情。某些银行的网址指明需要在7月7日以后才公布细节。919为大家整理了各大银行的暂缓贷款链接。届时需要申请的朋友可以参考以下列表：

1. Moratorium Maybank
https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/announcements/2020/March/announcement_financial_relief_scheme.page

2. Moratorium Bank Rakyat
https://cv19-support.bankrakyat.com.my/

3. Moratorium Bank Islam
https://vao.bankislam.com.my/ppb/

4. Moratorium CIMB
https://www.cimb.com.my/covid19support

5. Moratorium BSN
https://www.bsn.com.my/page/TRA

6. Moratorium Public Bank
https://www.pbebank.com/Others/COVID-19.aspx

7. Moratorium Ambank
https://www.ambank.com.my/eng/targeted-repayment-assistance

8. Moratorium RHB
https://www.rhbgroup.com/malaysia/campaigns/PostMoratoriumEForm?_ga=2.202856849.1410897864.1622574747-1382388922.1622574747

9. Moratorium Affin Bank
https://www.affinbank.com.my/Others/Financial-Assistance-Instalment-Relief-(FAIR)-Prog.aspx?lang=ms-MY

10. Moratorium MBSB
https://www.mbsbbank.com/bm/notices/moratorium

11. Moratorium Bank Muamalat
https://map.muamalat.com.my/

12. Moratorium Kuwait Bank
https://www.kfh.com.my/malaysia/personal/announcements/KFH-RAP.html

13. Moratorium CitiBank
https://www.citibank.com.my/english/forms/moratorium-restructure-V2/index.html

14. Moratorium Alliance Bank
https://www.allianceonline.com.my/personal/loan_moratorium/loan_moratorium.do

15. Moratorium AgroBank
https://www.agrobank.com.my/my/bbb/

16. Moratorium Hong Leong Bank
https://www.hlb.com.my/en/personal-banking/news-updates/hlb-payment-relief-assistance-plan.html

17. Moratorium SME Bank
https://smebank.com.my/en/financing-payment-assistan

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