Insurance Association Malta

A reckless driver does not slow down because a law has been introduced... Behaviour will only change when people believe there is a real chance of being stopped, tested and brought before justice without delay.

Enforcement has to visible, consistent and credible.

The greater cost of a traffic accident comes after the headlines, through legal, financial and emotional fallout... Read this opinion piece by our director general Adrian J. Galea.

The real cost of a crash is after the road reopens The greater cost of a traffic accident comes after the headlines, through legal, financial and emotional fallout, writes Adrian Galea

Reckless driving puts lives at risk… Recent incidents on Malta’s roads are a reminder that motorists should remain vigilant and report dangerous behaviour when something is not right.

Footage shared responsibly with the authorities has helped police identify and take action in serious cases, including the recent reckless driving incident involving two Polish tourists, as well as the case of a dangerous truck driver a few years back.

Where it is safe and lawful to do so, discreet dashcam can support The Malta Police Force investigations… and above all lead to safer roads.

Tourist brothers in viral reckless driving video plead guilty Duo banned from driving anything with wheels

Standards should not be voluntary… The Insurance Association Malta welcomes the important role the Malta Competition and Consumer Affairs Authority (MCCAA) has in being an active contributor to the vehicle safety standards.

The authority’s role is to verify that the vehicle placed on the local market meets the agreed safety and environmental standards, and once it does, the approval will be recognised in all 27 member states and in many countries beyond Europe.

The Insurance Association remarks that it is equally important for vehicles to retain their safety credentials on an on-going basis, especially after they undergo repairs following a collision.

The Association has been vocal about quality vehicle repairs and still awaits an updated version of the local vehicle repair standards (SM 1400.2013), which acknowledges the current reality through increased usage of electric vehicles.

Furthermore, IAM, as the body representing insurance companies in Malta, is calling for these standards to be made mandatory and not left to voluntary compliance.

We believe such a move would strengthen public confidence as local and European authorities push for increased EV usage, while better safeguarding consumer interests.

How Malta is helping set EU vehicle safety standards Malta has re-established itself as a vehicle type-approval authority