InsurEdge

With over 20 years of experience in the insurance industry and a successful journey with leading insurers such as ICICI Lombard, HDFC ERGO, SBI General Insurance, and Birla Sun Life Insurance, Deepak Oberai has earned a reputation as a trusted insurance advisor and risk management expert. Having helped thousands of individuals, families, and businesses safeguard their financial future, he combines deep industry knowledge with a commitment to ethical advice and client-first service. As the Founder of InsurEdge, his mission is simple—deliver the right protection, create lasting financial security, and build relationships founded on trust, expertise, and results.

🚗 **”It won’t happen to me” is NOT a plan!** 🛑

Your car isn’t just a vehicle; it’s an investment, a family dynamic, and sometimes, a friend. Make sure it’s protected by more than just luck. ✨

See what’s **INCLUDED** vs. **EXCLUDED** in comprehensive private car policy.

✅ **WHAT’S INCLUDED (Your 360° Shield):**
1️⃣ **Theft:** Full IDV payout if stolen.
2️⃣ **Natural Calamities:** Earthquakes, floods, cyclones—nature doesn’t ask.
3️⃣ **Fire, Accident & Malicious Damage:** Covers fire, external accidental damage, and human-caused vandalism or strikes.
4️⃣ **Third-Party Liability:** The legal cover for property or injury to others caused by your car.
5️⃣ **Personal Accidents:** A critical ₹15 Lakhs Personal Accident Cover for the owner-driver.

🚫 **WHAT’S NOT INCLUDED (Read the Fine Print):**
❌ Speed racing or extreme sports.
❌ Drunk/negligent driving or unauthorized commercial use of a private car.
❌ Regular wear and tear or mechanical breakdowns.
❌ War-like conditions or nuclear perils.
Don’t wait for a dent to get smarter. Get coverage that’s got your back.