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16/08/2025

ૐ કૃષ્ણાય વાસુદેવાય હરયે પરમાત્મને
પ્રણત કલેશ નાશાય ગોવિંદાય નમો નમઃ

કૃષ્ણ જન્માષ્ટમીના પાવનપર્વની હાર્દિક શુભકામનાઓ..!

જય શ્રી કૃષ્ણ

नटखट नंदलाल का प्यारा सा रूप,
हर मन को देता है अनोखा सुख,
आपके जीवन में भी हो प्रेम का स्वरूप,
कृष्ण जन्माष्टमी दे अपार सुख।

कृष्ण जन्माष्टमी की खूब खूब शुभकामनाएं।

📌
Dhaval Passwala
9099331313

02/06/2024

Advice for Investors: Long-Term vs. Short-Term Thinking

Some investors take a disciplined approach, investing regularly regardless of market conditions, targeting long-term gains. Others wait for the "right time" to invest, hoping to maximize their returns.

The Problem with Waiting:

Waiting for the perfect moment often leads to missed opportunities. The stock market has historically trended upwards despite short-term volatility. By waiting, investors risk losing out on the benefits of compounding and long-term growth.

The Power of Long-Term Investing:

Investors who adopt a long-term perspective focus on the broader historical context, recognizing that markets inevitably rise over time. They understand that consistent investing allows them to capitalize on this growth and achieve significant returns.

Key Takeaway:

Prioritize long-term goals and develop a disciplined investment strategy. Don't get caught up in short-term market fluctuations. By focusing on the long term, you position yourself for greater financial success.

12/06/2023

*'The 33% People Rule'*

It basically states that 33% of your time should be spent with mentors (people that challenge you), 33% with your peers (those on the same level as you), and 33% with people that you can mentor and guide.

The idea was created by Tai Lopez, TED speaker and creator of some famously annoying YouTube videos in which he shows off his incredible wealth.

*33% of the people in your life should be people who can learn from you.*

This is the category that is a major part of most people's life. You have skills and experience that other people can learn from. You may have a mothering nature or dependable side to you that people are simply attracted to.
Maybe you built a business and know a friend who needs advice on that. Maybe you just have some friends who really don’t have their life together and need to lean on you for support, and you love being that person — and that’s good!

In order to be happy, it’s very important to give. However, you need to limit it, for your health and sanity!

You only have so much to give. You need to receive as well.

*33% of the people in your life should be your “equals".*

So — of course, everyone is of equal value to you, we are all equal, but this is more like — people who are in the same stage in their life as you, people you can just ‘shoot the sh*t’ with.
People you can simply banter back and forth, rely on, listen to, talk to, and just be you with.
There should be a sense of comfort with these people. They may be your family, your friends, your colleagues or your partner.

These are the easy breezy family like people in your life.
You may create your 'own family' with a group of friends, your batchmates or your Golf buddies, essentially a group you wouldn’t trade for anything.

*33% of the people in your life should be people who you can learn from.*

Learning and growing is required for happiness & fulfillment.
We always feel so much better when we accomplish new things, no matter how small.

My question was always, who the heck will want to teach me these things? You’d be surprised. People love talking about themselves, love being of service and love being appreciated.
Finding professionals in the field that you want is easier than ever — you don’t necessarily even have to be friends with them! Just even surround yourself with information 33% of the time that's causing you to grow — however, I prefer to do it with people, because then you build relationships and that's much more valuable. So try in person or calls or zooms or even emails etc — try to connect with real humans you can learn from.

Create a balance in your everyday life, follow the 33% people rule & stay blessed forever

11/06/2023

Power of Compounding is one of the most admired concepts in Investing

However, it's interpretation has been mostly Unidimensional based on SIP and Wealth Accumulation

A very meaningful & Important Interpretation emerges from SWP & Lifelong Cash Flow

However, the scope of this dimension is usually missed out or underplayed

Life is Cyclical in Nature and this leads into a mismatch with Accumulation based Financial Planning

Needless to say, Goal based Financial Planning does address this issue to some extent

But as Wealth Generation increases with increasing prosperity, one needs to go beyond Goal Based Financial Planning into *Spiritual Financial Planning*

The scope of Financial Planning is much larger

Financial Planning can solve problems of Families, of the Society and of the Nation

This is Spiritual Financial Planning

Good Morning 🌞

Have a Great Day

Warm Regards

Team Vanshika Financial Services (VFS)

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