RPS Wealth

An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier).

This Fund is meant for building a corpus for your children's future with a lock in period of at least 5 years or till the child attains the age of majority. 65-80% of the total assets of the Scheme will be invested in equities and equity related instruments and the balance will be invested in debt and money market instruments.

The scheme aims to generate returns over the long term and aims to maintain risk under control.

Disclaimer. Mutual fund investments are subject to market risks, read all scheme related documents carefully.

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS.
A small-cap fund invests primarily in the stocks of companies with a small market capitalization (typically less than Rs 2,500 crore) and are considered riskier than large-cap funds due to their potential for higher growth and volatility.
A small-cap fund is a type of mutual fund that invests in the equity or equity-related instruments of companies classified as small-cap.

A Systematic Transfer Plan is like setting up autopilot for your investments.
Key points about STP frequencies:
1. Daily STP:
Ideal for investors with large lump sums who want to spread their investments over a shorter period, potentially capturing better market entry points by investing small amounts daily.
2. Weekly STP:
Offers a balance between frequent investments and managing administrative tasks, suitable for those who prefer to monitor the market weekly and adjust their investment strategy accordingly.

How STP works:
Source Fund:
The mutual fund scheme where the money is initially invested (usually a debt fund).
Target Fund:
The mutual fund scheme where the transferred money is invested (usually an equity fund).
Transfer Frequency:
The schedule for transferring funds, which can be daily, weekly, monthly, etc.
Benefits of using STP:
1. Cost Averaging:
By investing regularly over time, you buy units at different market prices, potentially lowering your average purchase cost.
2. Risk Mitigation:
Gradually entering the equity market by transferring funds from a stable debt fund helps manage market volatility.
3. Portfolio Rebalancing:
Allows you to systematically shift your asset allocation between debt and equity depending on market conditions.


Disclaimer - Mutual Fund investments are subject to market risks, read all scheme related documents carefully.