ISWM

Healthy people do NOT need insurance. And Insurance is certainly not to scare and sell.
Nowadays, it is simple mathematics.
Considering the 5* Health facilities and expense thereof; a 3 days Hospital Bill can outsmart the 5 years Health premium.
www.iswealth.in

Mutual Fund is the favorite Investment tool for quite sometime. Very Popular and convenient. Investors accumulate funds, looking at Newspapers and online advises. Many have varieties and list beyond 5 funds.

It may be noted that a 'MF' is already Diverse enough. So the Investor need not go for further diversified portfolio, beyond 5 funds.

ISWM Wealth Manager can help you refine your Portfolio of MFs. (No strings attached).

Too many mutual funds in your portfolio may harm rather than help: Here's why With an over-diversified portfolio, you are not giving enough heft to any fund to meaningfully add value. A modest outlay will prevent even the best performers from moving the value needle much.

Those 'tips' from your favourite Banker and Online Security portals have been 'staged'. And you are the actor to them :-(

The last 4 months have seen some big action. I shall publish a note soon.\
Meantime, Indian General Insurance is due for consolidation. Govt attempted to merge the PSU (oriental, National, New India...) into a single entity. But then govt is govt...
Here we have the mammoth ICICI-GIC swallowing Bharti-AXA soon...

ICICI Lombard in talks to acquire Bharti Axa General Insurance The announcements on the matter could be made in the next two weeks, sources said.