Advice First Financial
Advice First Financial Letterkenny provide a full suite of financial advice & Mortgage solutions – all in one place. The team you call when you have questions about Life Insurance, Pensions, Mortgages or to get investment advice
If you own a house in Ireland, you have an estate.
A lot of people hear “estate planning” or “inheritance tax planning” and think:
“That’s only for wealthy people.”
But that’s not true.
If you own a home, you have an estate.
If you have death-in-service benefits, you have an estate.
If your employer would pay out a lump sum if something happened to you, that also forms part of your estate.
Estate planning is not just about death.
It’s about control.
It’s about deciding what should happen to the wealth, assets, and benefits you’ve worked hard to build when you’re no longer here to make those decisions yourself.
And the earlier you start that conversation, the better.
Because leaving it too late can create confusion, delays, unnecessary tax issues, and stress for the people you care about most.
If you have questions about estate planning or inheritance tax planning, reach out.
I’m happy to help you understand where you stand and what steps you may need to take.
For information purposes only. This is not personal financial advice and does not take account of your individual circumstances. You should seek advice tailored to your own situation before making financial decisions.
Advice First Financial Services Ltd trading as Advice First Financial and Find a Mortgage is regulated by the Central Bank of Ireland.
14/05/2026
👥 🏡Some people in Donegal have been paying their mortgage for over two decades. Their home has gone up in value. Their balance is almost cleared. Their repayment record is spotless.
And they are still stuck on a rate above 6% with a credit servicer who cannot offer them anything better.
If that sounds familiar or if someone in your family is in that position, the situation may not be as fixed as it seems.
New later life lending options have opened up in Ireland that many older borrowers simply do not know about. We have written a detailed piece on the blog this week covering who these options are for, how they work and what to look for when getting advice.
No hard sell. Just a clear explanation of what is now possible.
https://advicefirst.ie/blog/new-lending-options-for-older-borrowers-mortgage-donegal/
Feel free to share with anyone who might find this useful.
For information purposes only. This is not personal financial advice.
WARNING: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Advice First Financial Services Ltd trading as Advice First Financial and Find a Mortgage is regulated by the Central Bank of Ireland.
Click here to claim your Sponsored Listing.
Category
Website
Address
2 Port Road
Letterkenny
F92F99F
Opening Hours
| Monday | 9:30am - 5:30pm |
| Tuesday | 9:30am - 5:30pm |
| Wednesday | 9:30am - 5:30pm |
| Thursday | 9:30am - 5:30pm |
| Friday | 9:30am - 5:30pm |