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Look into your Personal Insolvency options today with R Hendy & Co.
If you are in mortgage arrears and have unsecured debt the best solution for you is a Personal Insolvency Arrangement.
If you have unsecured debt of over €35,000 and no mortgage involved then a Debt Settlement Arrangement is the best solution for you.
Contact R Hendy & Co today on 0402 29376 ext.1. and take the first step today.

Have you took the time lately to have a financial health check?
Isn't this a great time to have one if you haven't already done so!! Here is some advice we have for you.
Take an hour out of your day and sit down and go through all your paperwork. Starting with your Bank Statements take note of all your expenses. Make two lists essential and non essential. Do a total of your months expenses on each column. On your non essential column how much does your figure come to? What can you do differently with your money next month that puts you and your family financially in a better place? Plan ahead with next months salary. allocate money per week on essential bills and think before you spend!!
Our second bit of advice we have for you is to shop around. Take the time to look at your utility bills and see can you get a better deal elsewhere? Phone around to different companies and compare the prices. Like wise take out your life policies and home insurance policies, it might be easier to stay with the company you are with, but could you get a better quote elsewhere. We at R Hendy & Co can give you a life insurance quote today. Maybe our quotes are better than what you are already paying at the moment. Contact us on 0402 29376 and we will give you a quote.

If you missed Kerry O'Neill on Business Matters with Karl Fitzpatrick last Saturday, click the below link to have a listen.

Kerry O’Neill discusses the benefits of completing a Financial Health Check

Small Company Administrative Rescue Process (SCARP) was passed on 13 July 2021 by the Oireachtas.
The main objective of SCARP is to save a company and to save peoples jobs in the process.
Briefly to explain, SCARP is an alternative solution to that of Examinership, that includes some aspects of Personal Insolvency. The Government felt that Examinership process was too costly for small businesses. This alternative is a brand new process specifically for small/micro businesses. The business must be unable to pay debts as they fall due and they must not be in liquidation in order to be eligible to try this rescue plan for their business.
The company will then choose a Personal Insolvency Practitioner to act as a Process Advisor who will gather your information to see if your company can potentially survive, if they feel the company can survive they will prepare your rescue plan. R Hendy & Co have two Process Advisors that will gladly assist in getting your small business back on track.
Take the Christmas period to re-assess your company!!
For more information contact R Hendy & Co on 0402 29376.

Personal Insolvency Practitioner Kerry O'Neill from R Hendy & Co will feature on Business Matters with Karl Fitzpatrick this Saturday 11 December, 2021 @ 10.30am.
Be sure to tune in!!!