UKDebtService

Finances can have a huge impact on our mental and emotional wellbeing. Life factors, such as, unemployment, breakdown of relationships, and wider social issues e.g. cost-of living crisis and social pressures can force people into debt.

Debt can leave us feeling anxious, isolated and make it hard for us to do the things we enjoy or give our body and mind the break it needs. Unfortunately, this can create a cycle where financial worries affect our mental health, and poor mental health in turn makes it even harder to tackle the issue of debt.

It is important to remember that this cycle can be broken and you don't have to go through it alone. In our latest blog (weblink in bio) 📖 we tackle some of the broader conversations around mental health and debt, and we list the many organisations we work with and the support services we offer at UKDS, to better help you find your way as you navigate your financial journey towards debt freedom.

If you are struggling with debt, please visit our website for more information. Free debt counselling, debt adjusting and providing of credit information services is available. You can find out more by contacting Money Helper.

Its that time of year again - the festive season is over; outside is cold, wet, and dark; and payday feels likes weeks away!

It is unsurprising that during this period, many people are affected by the so-called “January blues”, which includes feelings of lethargy, bad moods, a lack of motivation and energy, as well as generally feeling a bit slump and "meh". In some cases, these symptoms can even result in seasonal depressive episodes.

Therefore, it is very important to nurture your body and mental health in mid-January, to banish those winter blues, without stretching your finances further.

Here are some tips and winter pick me ups, to help you beat the January Blues!

If you are struggling with debt, please visit our website for more information. Free debt counselling, debt adjusting and providing of credit information services is available. You can find out more by contacting Money Helper.

A recent study by the Money and Pensions Survey found that 29 million of us in the UK don't feel comfortable talking about money, despite 48% of us admitting to regularly worrying about our finances.

Do you feel comfortable talking about money? Let us know why/why not in the comments below 💭

Money can be a tough topic, but it doesn't have to be. Whether you're struggling, thriving or somewhere in between , opening up about finances can be the first step to finding support. Talking more openly about money is important to our mental health and financial confidence.

Head over to our blog, which is packed with tips and resources to help you start the conversation about money, or call in on 0161 8232 4974 if you're ready for a confidential chat with one of our expert specialist. If you' re ready to talk....we a ready to listen!

Free debt counselling, debt adjusting and providing of credit information services is available. You can find out more by contacting Money Helper.

People can be vulnerable at all stages of life, and vulnerabilities can present in many different forms e.g. needing special care, support, or protection because of age, disability, risk of abuse or neglect.

27 million adults in the UK have characteristics of vulnerability. Plus, our data at UK Debt Service show that 1 in 4 of our customers have a type of vulnerability.

The Vulnerability Registration Service (VRS) is designed to support ‘at risk’ individuals or those with financial difficulties, providing them with a centralised way to communicate their circumstances to organisations. This prevents them from having to repeat the same information time and again when they’re dealing with creditors and institutions.

Our recent blog (link in the bio) highlights the importance of registering a vulnerability, and explains how we proudly work with the VRS to ensure you are receiving the best support to tackle your debts.

If you are struggling with debt, please visit our website for more information. Free debt counselling, debt adjusting and providing of credit information services is available. You can find out more by contacting Money Helper.