Optimal Insurance

Optimal Insurance

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My services are 100% free, so you get expert guidance without the cost. Paula Cook, trading as Paula Cook Mortgage Broker Limited, is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority: FCA Number 460421

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it. Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority

22/02/2026

๐‡๐š๐ฏ๐ข๐ง๐  ๐š ๐›๐š๐›๐ฒ ๐œ๐ก๐š๐ง๐ ๐ž๐ฌ ๐ฐ๐ก๐š๐ญ โ€œ๐ซ๐ข๐ฌ๐คโ€ ๐ฆ๐ž๐š๐ง๐ฌ.

Before kids โ†’ illness affects you
After kids โ†’ illness affects their home, and their lives.

๐Œ๐จ๐ฌ๐ญ ๐ฉ๐š๐ซ๐ž๐ง๐ญ๐ฌ ๐ข๐ง๐ฌ๐ฎ๐ซ๐ž ๐ฉ๐ซ๐š๐ฆ๐ฌ, ๐ฉ๐ก๐จ๐ง๐ž๐ฌ ๐š๐ง๐ ๐œ๐š๐ซ๐ฌ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ญ๐ก๐ž๐ฒ ๐ข๐ง๐ฌ๐ฎ๐ซ๐ž ๐ญ๐ก๐ž ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐Ÿ๐ž๐ž๐๐ข๐ง๐  ๐ญ๐ก๐ž ๐Ÿ๐š๐ฆ๐ข๐ฅ๐ฒ.

I offer a free 15-minute protection review for parents so you know:
โ€ข how long money would last
โ€ข what support actually exists
โ€ข what gaps you have
โ€ข we can do a free review of your current policy to ensure you have the correct cover.

๐๐จ ๐ฉ๐ซ๐ž๐ฌ๐ฌ๐ฎ๐ซ๐ž โ€” ๐ฃ๐ฎ๐ฌ๐ญ ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ.

Message us today if you want me to check your policy and ensure your family are correctly covered.

18/02/2026

๐“๐จ๐๐š๐ฒ ๐ฐ๐š๐ฌ๐งโ€™๐ญ ๐š ๐ฌ๐š๐ฅ๐ž๐ฌ ๐ฆ๐ž๐ž๐ญ๐ข๐ง๐ . ๐ˆ๐ญ ๐ฐ๐š๐ฌ ๐š ๐ซ๐ž๐ฅ๐ข๐ž๐Ÿ ๐ฆ๐ž๐ž๐ญ๐ข๐ง๐ .

A client thought theyโ€™d lose their house if illness hit โ€” turns out they had some cover but a huge gap.

๐–๐ž ๐Ÿ๐ข๐ฑ๐ž๐ ๐ข๐ญ ๐Ÿ๐จ๐ซ ๐ฅ๐ž๐ฌ๐ฌ ๐ญ๐ก๐š๐ง ๐ญ๐ก๐ž๐ข๐ซ ๐ฆ๐จ๐ง๐ญ๐ก๐ฅ๐ฒ ๐ญ๐š๐ค๐ž๐š๐ฐ๐š๐ฒ๐ฌ.

People donโ€™t need pushing into insurance.
They need someone to translate the small print into real life and to ensure you get the correct policy for your individual needs.

If you want your policy reviewed and explained in plain English, message REVIEW.

#ษชษดแด„แดแดแด‡แด˜ส€แดแด›แด‡แด„แด›ษชแดษด

17/02/2026

At Optimal Insurance ๐ฐ๐žโ€™๐ฅ๐ฅ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐ž๐ฑ๐ข๐ฌ๐ญ๐ข๐ง๐  ๐ฉ๐จ๐ฅ๐ข๐œ๐ข๐ž๐ฌ ๐š๐ง๐ ๐ž๐ฑ๐ฉ๐ฅ๐š๐ข๐ง ๐ข๐ง ๐ฉ๐ฅ๐š๐ข๐ง ๐„๐ง๐ ๐ฅ๐ข๐ฌ๐ก ๐ฐ๐ก๐ž๐ญ๐ก๐ž๐ซ ๐ญ๐ก๐ž๐ฒ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐๐จ ๐ญ๐ก๐ž ๐ฃ๐จ๐› ๐ญ๐ก๐ž๐ฒโ€™๐ซ๐ž ๐ฆ๐ž๐š๐ง๐ญ ๐ญ๐จ ๐๐จ โ€” ๐š๐ง๐ ๐ข๐Ÿ ๐ญ๐ก๐ž๐ซ๐žโ€™๐ฌ ๐š ๐›๐ž๐ญ๐ญ๐ž๐ซ ๐จ๐ฉ๐ญ๐ข๐จ๐ง, ๐ฐ๐žโ€™๐ฅ๐ฅ ๐ฌ๐ก๐จ๐ฐ ๐ฒ๐จ๐ฎ ๐ž๐ฑ๐š๐œ๐ญ๐ฅ๐ฒ ๐ฐ๐ก๐ฒ.

We use a simple traffic-light check:

๐ŸŸข Green โ€” Youโ€™re good to go
๐ŸŸ  Amber โ€” Some areas donโ€™t quite fit anymore
๐Ÿ”ด Red โ€” You definitely need a better policy

๐๐จ ๐ฉ๐ซ๐ž๐ฌ๐ฌ๐ฎ๐ซ๐ž, ๐ง๐จ ๐จ๐›๐ฅ๐ข๐ ๐š๐ญ๐ข๐จ๐ง โ€” ๐ฃ๐ฎ๐ฌ๐ญ ๐œ๐ฅ๐š๐ซ๐ข๐ญ๐ฒ.

#ษชษดแด„แดแดแด‡แด˜ส€แดแด›แด‡แด„แด›ษชแดษด

Message REVIEW and weโ€™ll take a look for you.

14/02/2026

๐“๐ก๐ž ๐›๐ข๐ ๐ ๐ž๐ฌ๐ญ ๐ฆ๐ฒ๐ญ๐ก ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐›๐ž๐ฅ๐ข๐ž๐ฏ๐ž:

โ€œIโ€™ll figure it out if I get ill.โ€

๐๐ฎ๐ญ ๐ข๐Ÿ ๐ฒ๐จ๐ฎ ๐๐จ๐งโ€™๐ญ ๐ฐ๐จ๐ซ๐ค โ†’ ๐ฒ๐จ๐ฎ ๐๐จ๐งโ€™๐ญ ๐ ๐ž๐ญ ๐ฉ๐š๐ข๐.

No sick pay
No HR department
No backup income

I specialise in helping self-employed people see their real safety net.

If you run your own business, message SELF and Iโ€™ll calculate how long you could survive off savings alone and show you how insurance can ensure you are in a better position financially and mentally .
We can also review your current policy and advise if you are on the correct policy or if it needs to change.

#ษชษดแด„แดแดแด‡แด˜ส€แดแด›แด‡แด„แด›ษชแดษด

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Telephone

Address


Topcliffe Lane
Leeds
LS270HL

Opening Hours

Monday 8:30am - 10pm
Tuesday 8:30am - 10pm
Wednesday 8:30am - 10pm
Thursday 8:30am - 10pm
Friday 8:30am - 10pm
Saturday 9:30am - 5pm
Sunday 10am - 5pm