View Finance Ltd

💡Fun Fact Friday!

Many people assume they need to take their mortgage with the same bank they use for their everyday current account… but that’s not the case!

Shopping around could open the door to better interest rates, lower monthly payments, or a mortgage that’s better suited to your circumstances. 🏡

As mortgage brokers, we compare a wide range of lenders to help you find a deal that works for you, not just the bank you already use.

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your payments.
*This post is for information only.

🚨 Birthday Alert! 🚨

Our calculations show that age may be increasing, but so is experience… and fortunately that’s far more valuable! 📈

Please join us in wishing a very Happy Birthday to Kev!

We hope your day is filled with celebrations, cake, and zero emails 🫣

Have a great one! 🎉

🏡 UK Mortgage Market Update – 8th June 2026.

Here’s where things currently stand:

🏦 Bank of England
Base rate is holding steady at 3.75%, with no change expected until the next decision later this month.

📉 Mortgage rates
Fixed rates have seen small, gradual reductions in recent weeks, but nothing dramatic.

🏡 Housing market
The market is showing signs of cooling slightly, with more properties coming to market and prices softening in some areas.

📊 Lending activity
Mortgage approvals remain steady!

🔮 What this means
We’re in a “steady but sensitive” market:

* No rapid rate drops yet
* Small improvements in fixed rates
* More opportunity for buyers who are ready and well-prepared

💬 If you’re thinking about buying or remortgaging soon, it’s a good time to review your options, let’s talk.

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only.
*This information has been gathered from the Official BOE website & BBC.
*View Finance is FCA registered.