Expat Insure Spain

I have had a lot of enquiries regarding the new public liability law for pets (particularly dogs). Please note if you have public liability included in your home insurance policies. Please note the following.

A.10. Public liability

The following definitions are provided for the purposes of this cover:

Pets: Non-dangerous breeds of dogs, cats, birds, caged rodents and aquarium fish belonging to the insured, provided that:

– They are intended to provide company and are not used for commercial purposes.

– They comply with current regulations concerning vaccines and/or safety standards.

This excludes poisonous species, those protected by law and those whose trade is prohibited.

Public liability exclusion potentially dangerous dogs
Public liability derived from owning potentially dangerous breeds of dogs is not covered.

The following breeds of dog are considered potentially dangerous:
Pit bull terrier, Staffordshire bull terrier, American Staffordshire terrier, Rottweiler, Dogo Argentino, Fila Brasileiro, Akita Inu, or whose characteristics correspond to all or most of the following:

1. Strong musculature, powerful, robust appearance, athletic build, agility, vigour and stamina.

2. Strong, brave temperament.
3. Short hair.
4. Chest circumference between 60 and 80 cm, height at the withers between 50 and 70 cm and weight over 20 kg.
5. Large, robust, cuboid head, with a broad, wide skull and pronounced muscular cheeks.
6. Large, sturdy jaws with a wide, deep, robust mouth.
7. Wide, muscular, short neck.
8. Broad, thick, deep chest, with arched ribs and short and muscled back.
9. Straight, robust, parallel forelegs, very muscular hindquarters and relatively long, moderately angled hindlegs.

The insured sum is set at 300,000 euros per claim

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