Cash Management Group
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The Cash Management Group at Canaccord Genuity manages over $5 billion of institutional cash, a highly competitive foreign exchange program and an exclusive private client wealth management service. Our team's priority is to protect your capital and enhance your yield through our deposit network with 45+ financial institutions across the country. Within our team of over twenty associates, we conti
A 72-year-old retiree lost $8,000 of his Old Age Security in a single year — because he pulled a big lump sum from the wrong account. He needed cash for a new roof, so he took it all from his RRIF. But every RRIF dollar is fully taxable, and that one withdrawal pushed his income up near $150,000. Past about $95,000, the government claws back your OAS 15¢ for every dollar over — and a spike that big wiped out almost his entire payment for the year. Had he split the cash between his RRIF and his tax-free TFSA, he’d have stayed lower and kept most of it.
Where would you pull a big one-time expense from — RRIF, TFSA, or non-registered? Comment below, and follow for more Canadian retirement, RRIF, and OAS planning.
Two retirees made the exact same CPP contributions their whole careers — but one now gets over $1,000 more every single month, for life. The only difference is the age they started. Take CPP at 60 and you lock in 36% less forever; wait to 70 and you get 42% more. To be fair, the early taker collects 10 extra years of cheques first, so if you don’t expect a long retirement, taking CPP early can win. Live past about 82 and waiting comes out ahead — often by six figures. The real mistake isn’t taking it early; it’s choosing by default with no idea where your breakeven is.
What age are you planning to take CPP — 60, 65, or 70? Comment below, and follow for more Canadian retirement and CPP planning.
07/01/2026
Happy Canada Day from the Cash Management Group!
Canada Day provides an opportunity to reflect on the values that unite us, celebrate the communities we call home, and spend meaningful time with family and friends.
As we recognize our country's history, diversity, and achievements, we are grateful for the relationships we have built with our clients, colleagues, and communities across Canada.
Please note that Canadian financial markets will be closed on Tuesday, July 1, in observance of Canada Day. Regular trading and settlement activities will resume on Wednesday, July 2.
Should you have any questions regarding your accounts or upcoming transactions, our team will be pleased to assist you when markets reopen.
Book a meeting: https://calendly.com/cashgroup-cgf
Contact us at [email protected]
604.643.0101
How long could your retirement savings last?
While there is no one size fits all answer, understanding the factors that influence retirement income can help individuals make more informed financial decisions.
In this short video, we discuss how spending needs, investment returns, inflation, and income sources may impact the longevity of a retirement portfolio.
Retirement planning is an ongoing process, and regularly reviewing your financial strategy can help ensure it continues to align with your goals and circumstances.
To discuss your financial goals or retirement strategy, connect with one of our Investment Advisors today.
Book a meeting: calendly.com/cashgroup-privatewealth-cgf
604.643.0101
[email protected]
06/22/2026
Strong leadership is about more than direction. It is about building trust, creating opportunity, and empowering a team to grow together.
At the Cash Management Group, we are fortunate to have leaders who continue to guide, support, and inspire our team every day. Their experience, dedication, and commitment to both clients and colleagues help create a culture built on collaboration, accountability, and continuous improvement.
Great leadership not only shapes strong teams, but also helps deliver better outcomes for the clients and communities we serve.
We are proud of the leadership behind CMG and grateful for the example they set each day.
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2500-1133 Melville Street
Vancouver, BC
V6E4E5
