Ragu Rajaguru

Ragu Rajaguru

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Listed for $675,000.00 in Pickering!
1865 Pickering Pkwy Unit 1501

3 Bedroom 3 Bath, 2 Parking 
Why buy a condo apartment when you can own this beautiful end-unit townhouse? 🏡✨

Welcome to modern living in the heart of — perfectly located at Brock Road & Pickering Pkwy . This stylish 3-bedroom, 3-bathroom home offers the ideal blend of space, comfort, and convenience.

📍 Unbeatable Location
• 2 minutes to 401 Hwy
• 10 minutes to Pickering GO
• 7 minutes to Pickering City Centre
• Close to groceries, restaurants & everyday essentials

✨ Thoughtfully Designed Layout

🏢 Main Level:
A versatile office space — perfect for working from home or creating a quiet study retreat.

🍽 Second Level:
Bright open-concept kitchen, living & dining area — ideal for entertaining.
Enjoy a covered balcony for morning coffee or evening relaxation.

Modern kitchen features:
✔️ Stainless steel appliances
✔️ Quartz countertops
✔️ Stylish backsplash
✔️ Undermount sink
✔️ Over-the-range microwave
✔️ Trendy cabinetry
Plus a second bedroom & convenient 2-piece bath.

🛏 Third Level:
Spacious primary bedroom with walk-in closet & private ensuite.
Third bedroom, full bathroom & dedicated laundry room for ultimate practicality.

🚗 Bonus: Two parking spaces, including a garage.

More space. More privacy. More value.
This is your opportunity to own a stunning townhouse in a prime commuter-friendly location. Don’t miss it! 💫

#justlisted #Pickering #durhamrealestate #durhamrealtor #durhamregion 02/13/2026

https://www.instagram.com/p/DUtE5y2gGK0/?igsh=MXZ5Mzhvd25zMHFvZQ==

Listed for $675,000.00 in Pickering! 1865 Pickering Pkwy Unit 1501 3 Bedroom 3 Bath, 2 Parking Why buy a condo apartment when you can own this beautiful end-unit townhouse? 🏡✨ Welcome to modern living in the heart of — perfectly located at Brock Road & Pickering Pkwy . This stylish 3-bedroom, 3-bathroom home offers the ideal blend of space, comfort, and convenience. 📍 Unbeatable Location • 2 minutes to 401 Hwy • 10 minutes to Pickering GO • 7 minutes to Pickering City Centre • Close to groceries, restaurants & everyday essentials ✨ Thoughtfully Designed Layout 🏢 Main Level: A versatile office space — perfect for working from home or creating a quiet study retreat. 🍽 Second Level: Bright open-concept kitchen, living & dining area — ideal for entertaining. Enjoy a covered balcony for morning coffee or evening relaxation. Modern kitchen features: ✔️ Stainless steel appliances ✔️ Quartz countertops ✔️ Stylish backsplash ✔️ Undermount sink ✔️ Over-the-range microwave ✔️ Trendy cabinetry Plus a second bedroom & convenient 2-piece bath. 🛏 Third Level: Spacious primary bedroom with walk-in closet & private ensuite. Third bedroom, full bathroom & dedicated laundry room for ultimate practicality. 🚗 Bonus: Two parking spaces, including a garage. More space. More privacy. More value. This is your opportunity to own a stunning townhouse in a prime commuter-friendly location. Don’t miss it! 💫 #justlisted #Pickering #durhamrealestate #durhamrealtor #durhamregion

Photos from Ragu Rajaguru's post 02/07/2026

Home prices in 1970 were more expensive than today… let me explain 👇

Gold has been recognized by civilizations for thousands of years as a generally accepted form of money, long before paper currency existed. It’s also known as one of the best inflation hedges — protecting purchasing power as money is printed over time.

📊 1970 (Canada)
• 1 oz of gold: about $37.54
• Minimum wage: about $1.50/hr
➡️ About 25 hours of work could buy 1 oz of gold

🏡 Median home price: about $20,000
➡️ Around 533 oz of gold to buy a home

⏩ Fast forward to 2026
• 1 oz of gold: about $6,600
• Minimum wage: about $17.60/hr
➡️ About 375 hours of work to buy 1 oz of gold

🏡 Median home price: about $700,000
➡️ About 106 oz of gold to buy a home

Minimum wages went up roughly 12× since 1970.
Gold went up roughly 176×.

If you price the Canadian dollar against gold, it has lost over 99% of its value.

If you price Canadian real estate in gold, prices have actually gone down.

Call it inflation, money printing, or currency debasement — at the end of the day, this is why people feel they have to work harder just to keep up. Your dollar buys less every year.

When money buys less, society feels it:
• Higher prices
• Smaller portions (“shrinkflation”)
• Lower perceived standard of living

This doesn’t mean homes are affordable today — they clearly aren’t relative to wages. But when people debate housing, the deeper issue of currency purchasing power often gets ignored.

A home isn’t just an investment.
It’s belonging, security, and necessity.

Don’t speculate or gamble. Buy for the long term. Over time, assets tend to reprice — because inflation isn’t stopping.

02/06/2026

THE "UNCERTAINTY DISCOUNT" IS HERE. 📉🏠
The headlines might look scary, but the numbers tell a deeper story. We are currently navigating a market defined by three major factors:

1️⃣ The Base Effect: We are comparing today’s prices to the pre-tariff era. The market corrected significantly in April 2025—until we hit this April/May, YoY data will look distorted. Don't let the "crash" headlines fool you; look at the month-over-month stabilization.

2️⃣ Inventory at a Decade High: At 5.8 months of inventory, we are in a full-out Buyer’s Market. This is the highest we’ve seen in over 10 years!

3️⃣ The Power Shift: Buyers are successfully negotiating UNDER asking price and—more importantly—getting conditions like Finance and Inspection back into the deal.
THE TAKEAWAY: ❌ Sellers: If you don't have to move, wait for the tariff and trade dust to settle. If you do, precision pricing is your only play.

✅ Buyers: Uncertainty = Opportunity. If your timeline is 5-10 years, you are buying the "uncertainty discount" right now.

The market hates uncertainty, but wealth is built by those who act while others are waiting for "clarity."
Questions about what your specific home is worth in this climate? Let’s talk numbers. 📈

📞 Call/Text: 416-712-2006
👤 Ragu Rajaguru | Real Estate Broker

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795 Milner Avenue
Toronto, ON
M6M5S1

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