AURA LLP

The 2026 closing crisis is officially here. 🚨
​If you bought pre-con in 2021 or 2022 and you’re closing this month, you might be facing a massive Appraisal Gap. Lenders are only funding based on today’s value, not what you signed for 4 years ago.
​The Reality Check:
💰 Most GTA units are appraising 20–30% BELOW their 2022 price.
🏦 If your $900k condo appraises for $700k, you have to find that $200k difference in CASH.
​What are your options?
1️⃣ Bridge with private capital.
2️⃣ Find a co-signer ASAP.
3️⃣ Negotiate a vendor take-back with the builder.
​Don't panic—plan. Comment "GAP" and I’ll send you the 6 ways my clients are closing these gaps right now. 🏠👇

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