Insurance With Confidence - Oxana Tsimbalova

My condo corporation already has insurance, so I don’t need to buy my own coverage…

Truth or myth?

Unfortunately, your condo corporation’s master policy isn’t designed to protect you, your belongings, or improvements you’ve made to your unit — it likely only covers damage to the building and items in common areas, like the lobby, rooftop patio, or gym.

Each unit owner should have their own condo insurance policy to protect what’s inside their own unit.

⁣⁣⁣⁣⁣⁣⁣⁣𝑰𝒏𝒒𝒖𝒊𝒓𝒆 𝒕𝒐𝒅𝒂𝒚 𝒂𝒃𝒐𝒖𝒕 𝒂𝒍𝒍 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒐𝒑𝒕𝒊𝒐𝒏𝒔.⁣⁣⁣⁣⁣⁣⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀
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Oxana Tsimbalova - Insurance Broker⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀
(647) 205-5923⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀
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Were you refused home insurance? 😯 Is that even possible? 🙈

✅ Reason 1: you do not meet the terms of their underwriters.

✅ Reason 2: A change in your circumstances - you are perceived to be a greater risk to insure.

⁣⁣⁣⁣⁣⁣⁣⁣𝑰𝒏𝒒𝒖𝒊𝒓𝒆 𝒕𝒐𝒅𝒂𝒚 𝒂𝒃𝒐𝒖𝒕 𝒂𝒍𝒍 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒐𝒑𝒕𝒊𝒐𝒏𝒔.⁣⁣⁣⁣⁣⁣⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀
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Oxana Tsimbalova - Insurance Broker⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀
(647) 205-5923⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀⁣⁣⠀
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