MNP Debt

Financial uncertainty is reshaping how Canadians plan, spend, and cope. 💸
Swipe through to see what’s driving financial stress and why it matters.

The average amount Albertans have left at the end of the month fell to $1,053, down from $1,119 last quarter, according to the latest MNP Consumer Debt Index.

MNP Consumer Debt Index: Albertans experiencing financial whiplash as economic uncertainty persists Three in five (59%) say they are experiencing financial whiplash as shifting conditions repeatedly disrupt their financial plans, according to the latest MNP Consumer Debt Index.

47% of Canadians regret their debt, but it doesn’t have to stay that way.
Learn how debt literacy can change your financial future, during MNP's Debt Literacy Month.
➡️ Visit our Debt Literacy Month page

MNP Debt Literacy Month MNP Debt Literacy Month is an annual initiative focused on helping Canadians better understand their personal finances, identify common debt blind spots, and build the knowledge needed to navigate borrowing costs with confidence.

Regret, worry, and financial knowledge gaps are all increasing. MNP's Debt Literacy Month 2026 highlights the hidden blind spots that can end up costing Canadians.

More Albertans now have six months of emergency savings (52%, +11 pts), but nearly half still lack this critical buffer according to the latest MNP Consumer Debt Index.

MNP Consumer Debt Index shows Albertans are bracing for a challenging 2026 Albertans are bracing for rising financial challenges in 2026, with three in four (75%) expecting the cost of living to worsen.

The latest MNP Consumer Debt Index rose one point to 87 this quarter, the first December increase since its inception . This signals a slight improvement in Canadians’ financial outlook despite widespread concerns about rising costs and economic strain.

MNP Consumer Debt Index shows Canadians are bracing for a challenging 2026 Canadians are bracing for rising financial challenges in 2026, with the majority (71%) expecting the cost of living to worsen.