Michelle Calanday Independent Broker

Hindi lahat ng tao nare-realize na ang insurability ay parang window of opportunity.

Habang bata at healthy pa tayo, mas madali makakuha ng life insurance sa standard rates. Pero once may medical condition na lumabas, pwedeng tumaas ang premium, ma-postpone, or minsan hindi na ma-approve.

Kaya hindi lang ito tungkol sa “kailangan ko ba ngayon?”
Minsan ang mas important question is: “Habang insurable pa ako, na-secure ko na ba?”

Small decision today can protect your family’s future tomorrow.
Message me if you want to check your options.

Planning ahead is one of the most thoughtful gifts we can give our family. Funeral pre-planning can help reduce stress, protect loved ones from unexpected costs, and make sure your wishes are clearly known.
If you’d like to learn more about how funeral pre-planning works in Canada, feel free to message me.