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Ottawa's Trusted Real Estate Professional

Hello and thank you for stopping by my page. As an entrepreneur with over a decade of experience, with three years in real estate, I believe I have the energy, commitment, and exacting standards to assist you with your next real estate transaction. Several years ago, as a young professional working with a real estate investment company, I found that I tr

Photos from Soldbysorin.com's post 02/12/2026

The City of Ottawa’s Vacant Unit Tax (VUT) was introduced to help address the housing crisis by encouraging property owners to occupy or rent out residential properties rather than leaving them vacant.
🔎 Who must declare?
All residential property owners in Ottawa even if your property is your principal residence or fully occupied.
📅 When do you need to submit?
Declarations can be submitted beginning in January and must be completed by the Interim Tax due date each year.
Late declarations will be accepted until April 30 and are subject to a $250 late fee.
💻 Where to submit:
Declarations must be completed online through the City of Ottawa’s website at ottawa.ca/vut using your property roll number and access code.
Homes vacant for more than 184 days may be subject to a 1% tax on the assessed value, with higher rates for continued vacancy. Failure to declare may result in automatic vacant status and additional taxes.
If you’re unsure how this impacts you or your investment property, Ottawa Home Group is here to help.
📩 Send us a message
📞 Contact our team
🌐 ottawahomegroup.com

02/10/2026

If you locked in your mortgage during the pandemic at 1.8% – 2.5%, this episode is for you. 👀

In Part 2 of our 5-part series on Mortgages in 2026, we break down what mortgage renewal actually looks like in today’s market, using real numbers, not headlines.

📊 Real-world example:

Mortgage balance: $500,000

Pandemic rate (2021): 1.8%

Monthly payment then: ~$2,060

Renewal rate (2026 example):~4%

New monthly payment: ~$2,630 Approx

That’s a $570/month increase, nearly 30% more, even if you stay with your current lender and don’t need to re-qualify.

🎯 What does that mean?

Less discretionary spending

Lifestyle adjustments

Real impact on household budgets

Featuring Luis Vargas (Ottawa Home Group) and Eric Ender, Mortgage Broker, this episode walks through the math, the reality, and why planning before renewal matters more than ever.

👉 Watch Part 2 now and stay tuned for Part 3 next week where we discuss:
‘What if my mortgage is up for renewal, but my income has changed or I’ve lost my job?’ What options do homeowners have in that situation, and what should they do before talking to their lender?”

🔥 Mortgage Renewals 2026!  Part 1 of 5
 (House It Going Podcast with Ottawa Home Group)

🎙 The Mortgage Renewal Wave Is Here  And It’s Bigger Than Most People Realize

In Part 1 of our Mortgage Renewals 2026 series, Luis Vargas from Ottawa Home Group sits down with Eric Ender, Mortgage Agent, to discuss a topic that is quickly becoming one of the biggest financial challenges facing Canadian homeowners.

A massive number of mortgages taken out during the ultra low rate years of 2020–2021 are now coming up for renewal,  a large amount of them at the same time. This has created what many professionals are calling the largest mortgage renewal year in Canadian history, with the peak expected mid-2026.

📌 In this episode, we break down:
• Why this renewal wave is happening now

Many homeowners locked in when money felt almost free. Now, as those mortgages come due, people are starting to realize how dramatically things have changed and they’re wondering what their options are.

🚨 Part 2 is a must watch
If you locked in between 1.8% and 2.2%, the next episode delivers a full, real world breakdown of what renewal could actually cost you:
👉 Monthly payment increases
👉 Long-term interest impact
👉 What the numbers really look like today

📺 This is Part 1 of 5
📆 Parts 2–5 coming soon
📩 DM us if you have questions about real estate
📩 DM Eric if you have questions about mortgages

#MortgageRenewals2026​ #MortgageRenewalCanada​ #OttawaHomeGroup​
#MortgageRates​ #PaymentShock​ HomeownerEducation​ RealEstatePodcast​
RenewalWall​ OttawaRealEstate​ CanadianHousing 02/03/2026

This is a very important topic right now

🔥 Mortgage Renewals 2026! Part 1 of 5 (House It Going Podcast with Ottawa Home Group) 🎙 The Mortgage Renewal Wave Is Here And It’s Bigger Than Most People Realize In Part 1 of our Mortgage Renewals 2026 series, Luis Vargas from Ottawa Home Group sits down with Eric Ender, Mortgage Agent, to discuss a topic that is quickly becoming one of the biggest financial challenges facing Canadian homeowners. A massive number of mortgages taken out during the ultra low rate years of 2020–2021 are now coming up for renewal, a large amount of them at the same time. This has created what many professionals are calling the largest mortgage renewal year in Canadian history, with the peak expected mid-2026. 📌 In this episode, we break down: • Why this renewal wave is happening now Many homeowners locked in when money felt almost free. Now, as those mortgages come due, people are starting to realize how dramatically things have changed and they’re wondering what their options are. 🚨 Part 2 is a must watch If you locked in between 1.8% and 2.2%, the next episode delivers a full, real world breakdown of what renewal could actually cost you: 👉 Monthly payment increases 👉 Long-term interest impact 👉 What the numbers really look like today 📺 This is Part 1 of 5 📆 Parts 2–5 coming soon 📩 DM us if you have questions about real estate 📩 DM Eric if you have questions about mortgages #MortgageRenewals2026​ #MortgageRenewalCanada​ #OttawaHomeGroup​ #MortgageRates​ #PaymentShock​ HomeownerEducation​ RealEstatePodcast​ RenewalWall​ OttawaRealEstate​ CanadianHousing

Photos from Soldbysorin.com's post 01/20/2026

Every Monday, Ottawa Home Group shares Keys & Clues to help you navigate real estate with confidence. 🔑

This week’s focus: Top Tips for First-Time Home Sellers.

From understanding the market to pricing it right, preparing your home, and being ready for showings, these insights are designed to set you up for a successful sale.

Thinking of selling your first home?

Follow the clues. Hold the keys.

Connect with Ottawa Home Group to get started.

Photos from Soldbysorin.com's post 01/16/2026

Happy Friday Everyone ! We just listed this brand new central rental right off St. Laurent!

| 2035 St. Laurent Blvd, Ottawa
💲 $2,699/month + utilities (Water/Sewer $75 flat fee)
🚗 Carport + parking for up to 2 cars
❄️ Snow removal included

Freshly painted and very clean single-family home in a central location with everything at your doorstep—transit, groceries, cafes, shopping and more.

✅ Updated eat-in kitchen
✅ Bright living + dining with lots of windows
✅ Walkout to a private backyard
✅ 3 bedrooms upstairs + updated full bath
✅ Finished basement w/ huge rec room + full bath + laundry + storage

Tenant pays Hydro + Gas. Backyard lawn care is tenant responsibility.

📩 Message us for details or to book a private showing.

Want your business to be the top-listed Realtor/realty Service in Ottawa?
Click here to claim your Sponsored Listing.

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