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Comparison of insurance "on the person" contracts (life, CI, LTCi, DI, etc.) should not be made on "price" alone. Actually, "comparisons" of CI insurance offerings based on price alone are potentially misleading to the client. Like other insurance "on the person" contracts, CI insurance contracts are not standardized and are worded differently. Insurance is a legal contract and that legal contract governs. The differences among CI contracts can be quite substantial.

What CI events/conditions are covered and what are the exclusions is just as important to consider as is the premium.
Available ONLY in LifeGuide(R):
I am pleased to advise that LifeGuide(R) again widens its consistent lead since nearly 30 years ago. LifeGuide's covered CI Conditions Comparison spreadsheet-like module is now enhanced to instantly display the wordings of the contractual definition of each covered CI condition/event for each carrier, for each policy and for each covered CI event/condition.

This newest enhancement is slated to be included in the next automated update of LifeGuide. Below is one of the screen images: