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We are experienced Real Estate Investors who work with a team of Mortgage professionals to help individuals and families achieve their dream of home ownership sooner than they thought possible via Rent to home ownership. ---------------------
What We Do:
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Help you move into a permanent home of your
10/01/2020
Canadians now have the option to build their credit scores via rent payments | The Chronicle Herald Eight years after Canadians first became able to use their mortgage payments to build their credit scores, a similar option now exists for those who rent. The Toronto-based Landlord Credit Bureau, which is used by 30,000 landlords and property
06/05/2020
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*Limiting Gross Debt Service (GDS) ratios to 35% (from 39%).
*Limiting Total Debt Service (TDS) ratios to 42% (from 44%).
*Raising the minimum credit score to 680 (from 600) for at least one borrower.
*Banning non-traditional sources of down payment that “increase indebtedness”.
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Reaction to CMHC's New Restrictions on Insured Mortgages - Mortgage Rates & Mortgage Broker News in Canada Obtaining mortgage insurance for a home purchase is about to become more challenging on July 1, particularly for first-time buyers.
05/05/2020
April 2020 experienced a drop in momentum in the London and St. Thomas area (unsurprisingly) and yet, still saw an increase in average home prices over April 2019. Real Estate is still deemed an essential service in Ontario and Realtors are exercising great caution for the benefit of their clients, and themselves to ensure everyone’s health and safety. Virtual showings, signed disclosures with mandated showing directions, 3D technology tours of homes....all are effective tools we are employing to help our clients with their goals.
If there is a specific area in London that you are interested in learning about or if you are interested in a free “virtual” home evaluation, send me a message. I am happy to help you with your real estate goals. 🏡🏘🏢
02/28/2020
The true cost of Home Ownership when it comes to closing costs across different markets in Ontario.
Closing Costs for First-Time Home Buyers Across Ontario | Zoocasa Cash outlays required on closing day includes the down payment, mortage insurance PST, land transfer tax, legal fees, title insurance.
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London, ON
