Financial Services Group

d financial tools. At FSG we offer clients our financial expertise to help them develop a customized financial plan which meets their special needs. With a well-considered and professionally developed plan in place there is no need to chase returns, follow the flavour of the month investment or try a "get rich quick" scheme. At FSG our goal is to help clients accumulate and protect their wealth for today and for the future. At FSG we help to create, review and assist people as they develop and implement their personal financial and business plan. The review includes wills, enduring powers of attorney and directive letters. Other important financial documents such as shareholder agreements are also incorporated into the plan. Gary often explains the importance of a financial plan by using the Measuring Tape Test. Roll out a measuring tape on the floor to the number 94, representing 94 years. Now put your big toe on the number representing your current age. Look back over the years you have lived and then ahead to what the future holds. The average life expectancy for males is 76 years and for females is 86 years. These numbers will increase somewhat if we attain the magic 65 years of age. We often remind clients that our best years are likely the current ones rather than the future ones. A couple, both age 65, may have 10 to 15 years together and chances are good that the female may live alone for 15 years or more. No matter where you sit on the measuring tape of life a good financial plan is crucial.