Advice First Wealth
02/08/2026
Profit Is A Leadership Choice, Not A Financial Outcome Too many leaders still treat profit as something that happens; a natural reward for growth, effort, or good intentions. Hope is not a financial strategy, and assuming profitability without designing for it is a leadership failure, not a timing issue.
02/02/2026
🎙️ New Podcast Episode Just Dropped!
The RRSP Meltdown Strategy: Why Too Much Retirement Savings Can Be a Tax Trap
Tim Borody and Brad Smith are back in the studio to tackle one of the biggest financial misunderstandings out there:
👉 Can you actually save too much in your RRSP?
Spoiler: Yes. And it can cost you.
Tim and Brad break down why overloading your RRSP can lead to bigger taxes later—and how a smart “meltdown strategy” can help you shift money into tax‑free buckets, smooth out taxes, and keep more control in retirement.
They also share why having multiple pots of capital (not just one giant RRSP) gives you the freedom to fund big dreams without giving half to the CRA.
🎧 Now streaming everywhere
Or listen here: https://bit.ly/45LZhKx
02/01/2026
Think you can’t negotiate many of life’s daily expenses? Think again, experts say There are discounts out there that you aren’t getting, because you aren’t asking..
01/30/2026
Why Most AI Breaks in the Real World — and What Founders Get Wrong There's a fundamental flaw in how AI agents work today. Here's what the next generation will do to fix it.
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