MNP Debt

Financial uncertainty is reshaping how Canadians plan, spend, and cope. 💸
Swipe through to see what’s driving financial stress and why it matters.

The latest MNP Consumer Debt Index has remained stable at 88 points this quarter. However, nearly two-thirds of Canadians say they desperately need interest rates to go down.

MNP Consumer Debt Index holds steady following two interest rate pauses as Canadians brace for ongoing economic uncertainty Younger adults and lower-income households are most likely to report stress, stalled life plans, and living paycheque to paycheque.

It’s Debt Literacy Month, the perfect time to check in on your financial health.
Get a clearer picture of your debt level with our free online Debt Scale.
👉 Start your assessment today:

MNP Debt Scale Get a free checkup for your debt health. Take this quick 14 question survey for you to learn more about your debt health. Based on your answers, we will provide steps you can take to either help you achieve or continue living your debt-free future.

Regret, worry, and financial knowledge gaps are all increasing. MNP's Debt Literacy Month 2026 highlights the hidden blind spots that can end up costing Canadians.

Romance doesn’t have to break the bank, read below to find out how to make this Valentine's Day stress:

Realistic romance: Celebrate Valentine’s Day without breaking hearts, or the bank If you’re struggling with unmanageable debt because of your gift giving exuberance, help is available.

Nearly half of Nova Scotians fear rising interest rates could push them toward Bankruptcy (48%), up six points from last quarter according to the latest MNP Consumer Debt Index.

MNP Consumer Debt Index shows Nova Scotians are bracing for a challenging 2026 Atlantic Canadians are bracing for rising financial challenges in 2026, with nearly seven in 10 (68%) expecting the cost of living to worsen.