Harutyun Ghazaryan - Insurance Broker

Why Buy Life Insurance on a Child 👦 👧?
For many, the subject is taboo. But there are MANY REASONS for buying life insurance on a child…and some of them may SURPRISE 😮 you.

Life insurance for children:
🔹 Provides PERMANENT insurance at CHILDREN’S RATES. Premium
PAYMENT options of 10 OR 20 YEARS are available.
🔹 Creates a STABLE INVESTMENT 💰 option with TAX-ADVANTAGED
growth 📈 and CASH 💲 VALUE that can be accessed to help fund
future life events.
🔹 When the child reaches the age of majority, OWNERSHIP of the
policy CAN BE TRANSFERRED TAX-FREE giving them their own life
insurance policy they can use to meet their financial planning
needs.
Whatever your reason, Participating Permanent Whole Life Insurance for children is a SIMPLE and AFFORDABLE option that provides the following benefits:
✔️GUARANTEED premiums, cash values, and death benefit.
✔️Eligibility to PARTICIPATE IN THE EARNINGS of the participating
account through DIVIDEND payments (dividends are not
guaranteed, they will vary based on the actual investment returns
in the participating account and are paid at the sole discretion of
the Board of Directors).
✔️ Flexible GUARANTEED INSURABILITY option that guarantees the
child’s RIGHT TO PURCHASE up to $500,000 of ADDITIONAL
INSURANCE at predetermined ages in the future WITHOUT
EVIDENCE OF INSURABILITY.
Why It Makes Sense for Children?
✔️Insuring them when they’re YOUNG and HEALTHY is easy and
affordable.
✔️ Lock in LOWER RATES today. Lifestyle, hobbies, and career
choices later in life may make them uninsurable or subject to
higher, rated premiums.
✔️ Choice of a 10-PAY PLAN (premiums payable for ONLY 10 years)
or a 20-pay plan
(premiums payable for ONLY 20 years), which provides them with
PAID-UP insurance at a time when their needs are high, but their
discretionary income may not be.
✔️ They can use the CASH VALUE in the policy to help FUND ANY
EXPENSES they may need.
✔️ They’ll have PERMANENT insurance protection that can provide
for their own family’s FINANCIAL WELLBEING and the TAX-
EFFICIENT TRANSFER of assets to their heirs.

For more information ℹ️ and quotes feel free to call me 📞 778-833-4540 or send a message 📩 and I will help you to build a STRONG 💪 FINANCIAL FOUNDATION for your children or grandchildren!