Round Table Financial Inc.

Mortgage Insurance
COMPARING BANKS VS. INSURANCE COMPANIES

DID YOU KNOW YOU DON’T HAVE TO TAKE THE BANK’S INSURANCE WHEN YOU GET A MORTGAGE!

BANKS VS. INSURANCE COMPANY
Example:
•$100 000.00 mortgage VS. •$100 000.00 Life Insurance
Policy
•Premium stays the same VS. •Premiums can be reduced as
as your mtg is paid down principal decreases
•Coverage reduces to the amount VS. •Coverage remains the
of your mortgage same for the entire term
•Your Bank is the Beneficiary VS.•You Name the beneficiary
•Not able to transfer insurance VS.•Proceeds of the insurance
when shopping for mortgage rates flow directly to the named
beneficiary tax free
•No Policy Issued VS. •Policy Issued
•Underwriting done at death! VS. •Underwriting at time of issue!
•BANK IS IN CONTROL • VS. YOU ARE IN CONTROL
FLEXIBLE PRODUCTS AND EXCELLENT RETURNS
CONSERVE YOUR ASSETS FOR YOUR FAMILY
CALL:
George Ranisau, CLU, CH.F.C.
519-650-8930 Ext.22
Financial Security Advisor & Investment Representative
Round Table Financial
334 Fountain St. North

“Off the Job” Disability Insurance
WSIB problems:
1 94% of disabilities occur OFF THE JOB = No coverage where the need is the greatest
2. WSIB charges premiums based on Gross Revenue and pays on Net Income = Not fully protected
3. No sickness benefits = half a disability plan
4. Claims increase the premium = lack of cost containment

Solution: “Off the Job” disability insurance available for pennies on the dollar! Coverage below is for Accident Coverage only. Sickness coverage is also available.

Monthly Start Benefit Monthly
Benefit Date Period Cost
$1,000 1st 24 months $18.62
$1,500 1st 24 months $25.97
$2,000 1st 24 months $33.32
$2,500 1st 24 months $40.67
$3,000 1st 24 months $48.02

The name of the product is Competitor.
The company underwriting the Disability Risk is Great West Life.

This presentation is for illustrative purposes only. It does not form part of any contract. If a policy is applied and issued, its terms will prevail and may differ from those illustrated based on Great-West’s underwriting process and the terms of the contract made available by us at the date of issue.
George Ranisau, Financial Security Advisor
Round Table Financial Inc.
334 Fountain St. N.
Cambridge, Ontario N3H 1H8
Work: (519) 650-8930 Ext. 22
Email: [email protected]