Miranda Freedman Real Estate

Over the past few years, we’ve fielded a steady stream of questions from Calgary Realtors, investors, and cross-border buyers about when Canada’s foreign buyer prohibition actually applies — and when it doesn’t.

With the legislation currently set to expire on January 1, 2027, I put together a practical, Alberta-focused article based on real transactions, common misconceptions, and where deals tend to get stuck in practice.

If you work with international buyers or cross-border clients, this may be helpful as we head into 2026.

👉 Read the full article here: https://www.linkedin.com/feed/update/urn:li:activity:7414686018358030336/

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Cougle + Company
Real Estate + Business Law
Calgary

📉 ʙɪɢ ɴᴇᴡꜱ ꜰʀᴏᴍ ᴛʜᴇ ʙᴀɴᴋ ᴏꜰ ᴄᴀɴᴀᴅᴀ!

Today, the BoC cut its overnight rate by 0.25%, which means most lenders are expected to lower prime to 4.45%.

💡 If you have a variable-rate mortgage or HELOC, you will likely see some relief on interest costs. For those with true floating-rate payments, your monthly payment might even drop slightly. (Fixed-rate mortgages will not change today since they are tied to the bond market, not the BoC.)

🏡 What does this mean for buyers?
With rates easing and the spring market just around the corner, now is the perfect time to get pre-approved. Locking in early can protect you from future rate changes and help you move quickly when the right home becomes available.

🌷When the spring rush and potential rate shifts in 2026 overlap, lenders tend to tighten up, approvals slow down, and low-rate opportunities can disappear quickly.

If you would like to find out what you could be pre-approved for, our team can connect you with trusted mortgage brokers who can help you explore your options.

📲 Reach out today to get started!

✨ You’re Invited! ✨

The ItsSold.ca Team is hosting a weekend full of open houses across Calgary, and you’re invited to join us! Whether you’re searching for your first place, your forever home, or something in between, we’ve got a great lineup waiting for you.

📍 Saturday Open Houses
🏡 35 Cranarch Circle SE 2:00-4:00pm
🏡 #220, 20 Silverado Crest Park SW 11:00-1:00pm
🏡 #8704, 400 Eau Claire Avenue SW 11:00-1:00pm

📍 Sunday Open Houses
🏡 114 Sherwood Mount NW 11:00-1:00pm
🏠 47 Springs Crescent SE, Airdrie 1:00-3:00pm

Come tour these beautiful homes and connect with one of our friendly team members — we’d love to help you find the perfect fit! 💙

👉 Which one are you excited to see first? Drop a comment below!

✨ 𝑩𝒂𝒏𝒌 𝒐𝒇 𝑪𝒂𝒏𝒂𝒅𝒂 𝑹𝒂𝒕𝒆 𝑨𝒏𝒏𝒐𝒖𝒏𝒄𝒆𝒎𝒆𝒏𝒕 ✨

The Bank of Canada announced a 25 basis point rate cut today, and major banks are expected to follow with reductions to their Prime Rates. This will lower borrowing costs for variable mortgages, home equity lines of credit, and other forms of revolving credit.

Many economists expect rates to gradually decline through late 2025 into 2026. Fixed mortgage rates, however, may not decrease as much, and there is still the possibility that inflation or unexpected economic developments could put upward pressure on rates.

For homeowners and buyers, the current environment may present opportunities to plan ahead and evaluate mortgage options before market activity increases in 2026.

Let’s chat and see what where we can move you 🏡

𝐓𝐡𝐞 𝐈𝐭𝐬𝐒𝐨𝐥𝐝.𝐜𝐚 𝐓𝐞𝐚𝐦

𝐑𝐞𝐚𝐥 𝐁𝐫𝐨𝐤𝐞𝐫