Tribe Financial

Tribe Financial

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06/07/2026

🚩 Red flag habits that could hinder your home loan application 🚩⁣

(Not so) fun fact: Lenders assess a borrower’s ‘character’ as part of a home loan application. ⁣

It’s all about how responsibly you manage money and debts. 💳⁣

Turns out 7 in 10 Aussies have red flag spending habits that could hurt their character check. ⁣

Key red flags include spending on lottery tickets or scratchies, smokes or vapes, and even alcohol. ⁣

Banks may comb through three months of bank statements to check out your spending habits. 🔍⁣

What they’re looking for are spending patterns that could potentially derail your ability to make repayments. ⁣

Talk to us for tips on getting your home loan application across the line. 👇⁣

To find out more, DM us or contact Tribe Financial on:

☎ – 1300 36 33 72
💻 – [email protected]

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17 Baines Crescent
Torquay, VIC
3228

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm