King Insurance Services

🏥 EVEN YOUR IVF CLINIC ISN'T SAFE 🏥

February 2025: Genea (one of Australia's top 3 IVF providers) got hit with ransomware.

940GB of patient data stolen. Medicare numbers, fertility records, identity documents - all of it.

The hackers published everything on the dark web when Genea refused to pay.

Patients weren't notified until JULY. Five months later.

Here's the thing about ransomware: Backups protect against encryption. They don't protect against your data being published online.

Healthcare businesses need proper Cyber cover with privacy breach response. Full stop.

🔨 TRADIES: CAN'T GET ON SITE WITHOUT THIS 🔨

Turned up to a job site this week only to be turned away?

Let me guess - they asked for your Public Liability certificate and you don't have one.

Here's the reality in Queensland:
Most commercial sites, builders, and head contractors WON'T let you on site without Public Liability Insurance.

It's not optional. It's the cost of doing business.

What it covers:
✓ Client trips over your tools and breaks their arm
✓ You accidentally damage someone's property
✓ Your apprentice drops something that hits a car
✓ Water damage from a plumbing job gone wrong

One claim can cost you $50k+. Without insurance, that's coming straight from YOUR pocket.

Public Liability for Brisbane tradies starts around $600-800/year.

One lawsuit costs your house.

King Insurance - we specialise in getting tradies on site, legally covered.

❌ MISTAKE #1: "I'LL JUST GET THE CHEAPEST POLICY" ❌

We get it. Running a small business in Australia means watching every dollar.

But here's the thing: the cheapest policy is only cheap until you need to claim.

Then it's the most expensive mistake you'll ever make.

Real example: A Brisbane cafe had $50k stock damage from a storm. Their cheap policy? Only covered $20k.

They paid $300 less per year in premiums.
Cost them $30,000 more when it counted.

The difference between a decent policy and a cheap one? Usually about the cost of a weekly coffee run.

The difference when you claim? Could be your entire business.

King Insurance - we find you the RIGHT cover, not just the cheapest.