Sindhu V Raj - Questar Finance

The best part of my job isn't the loan approval.

It's moments like these.

Melbourne based. Helping first home buyers Australia-wide.

Before you sign a contract of sale...

Make sure you understand exactly what you're signing.

I've seen buyers get emotionally attached to a property before checking the numbers, the conditions, or whether the deal actually works for them.

A few minutes of understanding can save a lot of stress later.

Based in Melbourne, helping clients Australia-wide.

One question I get asked quite often:

"We've bought our first home. When do we start thinking about the next property?"

Many people assume they need to save another large deposit before they can take the next step.

The reality is that every situation is different, and understanding your position early can help you make better decisions when the time is right.

Based in Melbourne, helping clients Australia-wide.

Many people think a large HECS debt automatically means lower borrowing power.

In reality, it's often more nuanced than that.

I've seen people put their home ownership plans on hold because of assumptions about HECS that simply weren't true for their situation.

If you've been wondering whether your HECS debt is affecting your chances of buying a home, this video is worth watching.

I'm based in Melbourne and help clients Australia-wide.

Send me a message if you'd like to understand your borrowing power.

Negative gearing is back in the spotlight.

Most people know the headline.

Far fewer people know what happened the last time Australia changed the rules.

The bigger question isn't what happens tomorrow.

It's what happens over the next few years as investment properties change hands and housing supply evolves.

Do you think these changes will improve affordability, reduce rental supply, or have very little impact at all?

👇 Let me know your thoughts.



General information only. Views expressed are my own and are based on publicly available information and historical market observations. This content is not financial, credit, tax, legal or investment advice. Future market outcomes are uncertain and may differ from historical trends.

The kind of messages I’ll never get tired of 🏡💚