Sash Samarakoon

Everyone's watching fuel prices, but housing is the real weight dragging on Australian household budgets.
Housing carries the highest weighting in Australia's CPI basket and rose 6.5% year-on-year in March, making it the single largest contributor to annual inflation.
Now add another rate hike on top of that. Mortgage repayments just went up again. Rent isn't easing. New builds are still expensive. And with underlying inflation not expected to return to the RBA's target band until early 2027, relief isn't coming soon.
If you're a homeowner, a buyer, or simply trying to keep a roof over your head, this is the environment you're navigating right now.

let's talk. A conversation today could save you thousands tomorrow.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

🇦🇺Most Australians are watching inflation drain their savings💰and squeeze their budgets.
But here's what the financial news won't tell you: inflation doesn't hurt everyone equally.
For property investors with the right loan structure, inflation can actually accelerate wealth building. While cash loses purchasing power, fixed debt loses real value too.
Pair that with a quality-appreciating asset, and suddenly inflation is doing some of the heavy lifting for you.
✅But it only works if your loans are structured correctly and you've chosen the right asset.
The question isn't whether inflation is happening. It's whether your position is built to benefit or absorb the damage.

Want to understand how to position yourself? 📞Let's talk.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

First home buyers just posted their strongest quarter in two years.
ABS data shows a 6.8% rise in new first home buyer loans in Q4 2025, outpacing investors and upgraders in the same period.

The 5% Deposit Scheme and the newly launched Help to Buy program are doing the heavy lifting, lowering deposit barriers and making ownership more achievable across Australia.

For anyone still on the fence waiting for the "right time", the market is moving without you. The support is in place. The data is clear.

🏡Your first home starts with one conversation. Let's have it.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

The end of the financial year is 3 months away and most property investors won't act until it's too late.

The ones who come out ahead are already reviewing their loan structures, checking what's tax deductible, and getting ahead of fixed-rate expiries before they're forced to react.
They also know their equity position. Because in a market that's moved, usable equity is opportunity.
If you haven't had this conversation yet now is the time.

At One Focus Finance Solutions, we help Australian property investors review and position their portfolios before June 30.

✅Book your non-obligatory complimentary portfolio review today.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

Happy Sinhala & Tamil New Year!

May your days be bright with bold new dreams, your heart be light with beautiful moments and may you find success in everything you've worked so hard for because you deserve every bit of it.

Something big is shifting in the Australian property market, and you need to pay attention.
According to SQM Research and Cotality, new listings surged 48.6% nationally in February, the strongest monthly rise since spring 2025. Across the country, more homes are hitting the market, and more opportunities are opening up for buyers.

More choice means less compromise on your wish list and more room to negotiate.
But don't mistake movement for a buyer's market. Listings are still 9.1% below year-on-year levels, and values could still climb 3% by year's end.
The window is cracking open, not swinging wide.

Get pre-approved now. Understand your borrowing power. Move while others are still watching.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au

Wishing you a blessed Easter Sunday filled with hope, joy, and new beginnings.
🐣✝️

Wishing all a peaceful and meaningful Good Friday. May this day bring quiet reflection, time with loved ones, and a moment to pause from the busyness of life.

The 5% Deposit Scheme was built to open doors, but here's the hard truth: it may be closing them faster than we think.
Homes within the scheme's price caps surged 3.6% in a single quarter (Data from property analysts Cotality). Even properties just above the cap rose 2.4% in the same period.

That's not a trend. That's a warning.

For first home buyers, waiting isn't neutral it's costly. Your borrowing power stays the same while prices quietly climb ahead of you.
Your first home doesn't have to be your forever home. It just has to be your first move.

Let's calculate your borrowing power today one conversation could change everything.

📲 (03) 9997 8450
📩 [email protected]
🌐 www.onefocusfinance.com.au