Exceed Finance

The RBA left the cash rate alone in June, and there's no meeting again until 11 August. Easy to read that as nothing changing for a while.

It isn't quite true. Lenders have been cutting anyway. Canstar counted 18 of them trimming variable rates in the past week, plus a few moving on fixed rates. That's competition doing what the RBA hasn't.

Here's the part worth knowing: your rate doesn't have to sit still just because the cash rate is. If nobody has looked at your home loan in a year or two, there may be a sharper deal sitting with another lender right now. The bigger wins usually come from switching, not from asking your current bank nicely.

We'll compare it across 35+ lenders and tell you straight whether moving is worth it. Free to you, no obligation. DM us REVIEW or tap the link in our bio.

Subject to lender eligibility and criteria. General information only.
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