Resolve Finance

Applying for a home loan can feel overwhelming, but don't worry, we've got your back.

We've seen firsthand the common mistakes people make when applying for a home loan (without a trusted broker on their team), and we're here to help you avoid them.

Here's what NOT to do:
- Stretch your budget too thin: Look, we get it. That dream home is calling your name, but it's important to be realistic about what you can afford. Don't overextend yourself or you'll be left with a hefty mortgage repayment that will sap the joy away from home ownership.

- Skip the shopping around part: It's easy to go with the first lender that offers you a loan, but hang on a sec! Take the time to compare loan products from multiple lenders to make sure you're getting the best deal possible.

- Ignore your credit score: Your credit score matters. It plays a big role in being able to qualify for a loan and will impact the interest rate you're offered. Keep tabs on your credit file and take steps to keep it healthy.

- Forget the deposit: Most lenders require a deposit of at least 5% of the property's purchase price. Not having a deposit can limit your loan options and increase your interest rate.

- Hold back on financial information: We're not here to judge. We just need the complete picture of your financial situation to work out your loan eligibility. Holding back on information could lead to a rejected loan application or unfavourable terms.

We're here to help guide you through the home loan application process. Get in touch to make your homeownership dreams a reality.

Not so keen to pay lenders mortgage insurance? We hear you.

Doctors, lawyers, accountants, even some media and entertainment professionals...your line of work could get you an LMI waiver – yep, no chunky insurance bill upfront 🙌

Why pay more than you have to? Let’s match you with a lender that rewards what you do for work.

💬 DM us to see if your job makes the cut.

The official cash rate has been held at 4.35%. If you’re wondering what your next move could be, take a proactive approach and reach out to a mortgage broker today. 

They can assess and compare a range of home loan options, helping you find the home loan that’s right for your situation.

Talk to us today!

EOFY is creeping up fast 👀

If you’ve been thinking about getting your finances sorted before 30 June, now’s probably the time to start the conversation.

There are a few handy tax-time opportunities that may be worth exploring, and our Resolve Finance brokers are here to help you understand your options and what could work best for your situation.

A little planning now could make a big difference later.

Get in touch with a Resolve broker before EOFY rolls around.