SA Loan Options

🚨 The Property Market is Shifting! 🚨

New data from the Australian Bureau of Statistics shows that owner-occupiers are stepping up while investors are stepping back! 🏡💪

The average Aussie mortgage hit a record $666,000 at the end of the year! 😱💸 With loan sizes ranging from $465,000 in the Northern Territory to $811,000 in New South Wales, saving up a deposit can feel like a huge challenge.

But don’t worry – here are 5 ways to save for your deposit faster or reduce the amount you need to put down:
- Ask me about borrowing strategies with less than 20% deposit
- Chat with your parents about a guarantor home loan (reduce your deposit to 5% or even 0%)
- Consider buying with a partner, relative, or friend
- Look into the Home Guarantee Scheme – buy with just a 10% deposit and no lender’s mortgage insurance!
- Increase your savings rate by cutting costs and boosting your income
Let’s talk strategies to make your dream home more of a reality! 🏡✨