6 Sigma Group

ssessment where the entire credit hierarchy of a bank is assessed in terms of technical skills, and a training program devised to ensure an uplift in these competencies.

4. Credit Rating Agency that rates corporate and commercial clients, produces credit applications, industry studies, product programs, and target market studies. Prior work involved the outsourcing of credit for both Saudi and UAE clients, and production of several Industry Studies in both Lebanon and UAE.

5. The ownership and management of the Risk and Credit Management System (RCMS) and multilingual system that currently provides the following:

a) Financial analysis including recommended limits and structure for obligors based on their rating

b) Risk rating of SME, commercial and corporate obligors

c) Credit automation that cuts the production of credit applications from days to literally hours

d) Portfolio Risk Rating (PRR) and concentration risk calculation

6. Corporate Finance in which businesses are evaluated and opportunities for private placement activities are identified.