Goodwill Insurance Brokers LLC

There are certain guarantees in life which need to be planned for; one if them is "Retirement"

I have met many people who say: "I don't plan to retire"

But after discussions with them we always agreed on the fact that we all want the "Option to Retire".

When we do reach a certain age 65,70,75,80... we always do want the option to retire and be able to spend more time doing something other than having to go to work to get an income.

This then gets pulled to the extent; "Shouldnt my children take care of me when I am old? I have done so much for them"

Again after a lot of discussions with families; families agree being a financial burden on kids is stretching them to move into taking on debt and affecting their future or in certain cases even selling off Assets; however expecting moral support is very reasonable and spending time with the grandkids is a beautiful experience.

At the Age of 65,70,75,80.... if you keep getting a guaranteed income... you are an asset to the family rather than being considered a burden.

So; having an "Option to Retire" is a guarantee everyone should plan for to ensure every generation stays together and continue to impart the "wealth of knowledge" to the next generation.

1. It's better and cheaper to take out policy when you are younger. It is because you are more likely to be in better shape than you are older.

2. It's a proven statistic that women tend to live longer than men.

3. If you use ci******es / smokeless to***co it migt affect you life insurance premiums.

4. High risk professions will increase your insurance premiums.

5. Over weight people are more prone to diseases like diabetes, heart diseases and cholesterol.

6. If any member of your family has had any severe medical condition, the insurance company will take that into account because there is a chance you might as well suffer from the same health issues.

7. If you already have health condition's like high blood pressure, cholesterol etc, the insurance companies will view you as high risk. It's better to tell them you are managing your conditions well, it might lower your insurance premiums.

The majority of parents don't have enough life insurance to cover their child's expenses if they are no longer with them. Grieving the loss of someone you love is among the worst emotional struggles a family can endure, and when you add the financial aspect of what your family may be facing, it can become overwhelming.

Protect your children and ensure that they don't have anything else to lose.

Be Covered For Life.