LPSC Financial

For many families, College Decision Day marks an exciting milestone - choosing where the next chapter begins. After months of applications, campus visits, and big decisions, it’s a moment worth celebrating. 🎉

As plans come into focus, it’s also a great time to take a closer look at the financial side of the journey ahead.

College planning goes beyond tuition - it can include understanding financial aid packages, comparing total costs between schools, managing student loans, and planning for expenses like housing, books, and everyday living.

A few helpful things to consider as you move forward:
✔️ Review your financial aid award and understand what’s grants vs. loans
✔️ Map out a four-year cost estimate—not just the first year
✔️ Have a plan for managing student loan repayment
✔️ Keep long-term goals, like retirement and savings, in balance

Here’s to new opportunities, new experiences, and a strong start to the future ahead

The IRS has released updated contribution limits for retirement accounts - including 401(k)s, IRAs, and catch-up contributions - helping you take advantage of higher tax-advantaged savings opportunities.

If you’re unsure how these changes apply to your situation, or want help adjusting your retirement strategy for 2026, the team at LPSC Financial can help you create a personalized plan that aligns with your long-term goals.

Tax season may be over, but it isn’t just about filling out forms - it’s about making strategic financial moves to keep more of your hard-earned money.

At LPSC Financial, we believe informed decisions help our clients make the most of every dollar.

Maximizing your tax refund isn’t about luck; it’s about strategy. Thoughtful planning, organizing records early, and using tax-advantaged retirement and savings accounts can make a real difference in your financial outcome.