Wealth Building Series

took 5 YEARS to finally be able to FIGHT this battle - The hechinger report wrote "Income and wealth consistently rank as the strongest predictors of academic success. But racism is the reason students in black neighborhoods don’t get the finances they need.
Racism creates systems that undervalue black schools, homes and lives, leading to fewer resources for the people who need every cent. If charter backers and other school reformers are really going to uplift black and brown students, they must recognize this and fight funding inequities created by that devaluation of black worth.
Our new research shows that homes in black neighborhoods are devalued, draining critical sources of revenue for school districts – property taxes. Jonathan Rothwell of Gallup, David Harshbarger of Brookings and I found in the average U.S. metropolitan area, homes in neighborhoods where black residents are 50 percent of the population are valued at roughly half the price as homes in neighborhoods with no black residents.
Some might assume that’s because black residents are concentrated in older or less desirable neighborhoods. Segregation and redlining, which deemed black neighborhoods too risky for banks to award loans they gave their white counterparts, certainly kept investments at bay, accelerating depreciation and social decline. But differences in home and neighborhood quality do not fully explain the lower prices of homes in black neighborhoods. Homes of similar quality in majority black neighborhoods with similar amenities are worth 23 percent less than neighborhoods where the black population is 1 percent or fewer. The difference equates to $48,000 per home on average, amounting to $156 billion in cumulative losses in majority black neighborhoods." . My taxes are 300 annually. Adequate school systems can't operate on meager budgets...

is still playing with MONOPOLY $$$. When $$$ ain't so serious, then one can have FUN! Did you know that credit cards are NOT forbidden in Islam? Interest is forbidden in Islam but when the credit score is above 680, thank you Terri Couser, then all types of 0% interest opportunities become available. I am taking a DEEP look at my finances for 2025 planning. Who else is attending Finish Rich Financial Organization System (October 2024) TOMORROW at 7pm In sha Allah. BTW - $$$ fun is better with an ACCOUNTABILITY partner. Bashira Khan has empowered me with a SAVINGS plan. She makes savings FUN. I like to have FUN!!!

is still celebrating Islamic Finance Month! How do you find halal stocks? Easy! There is an app for that! Disclaimer: This is information purposes ONLY. This is NOT investment advice. I do not trade on ANY of these platforms. Here are just 4 of the many apps to buy and sell HALAL funds!