First House Financing

ortunity to gain wealth thru homeownership. Our founder was motivated to create First House Financing because she was a raised by a single, middle-class, hard-working Mother who was afraid to inquire about purchasing a home. Her Mother thought she could never afford a home or be approved for a home mortgage loan because she was raising 4 kids alone, her credit wasn’t perfect, and she was barely making it paying rent every month. Our founder’s Mother was afraid to go to the bank and ask questions regarding applying for a home mortgage loan because she was afraid she would be embarrassed, rejected, and disregarded for not having a 20% down payment, perfect credit, or a large monthly income. Her Mother was completely unaware there were down payment assistance and closing cost assistance programs available that could have helped her purchase a home. Our founder immediately knew in her heart she wanted to fill this void in homeownership and never wanted another person to feel the way her Mother felt. Our founder never wants anyone to feel embarrassed, rejected, or disregarded about applying for home mortgage loans due to their credit, income, or lack of down payment. Our motto is simple “Erase the Doubt”. First House Financing will educate you on how to increase your own credit scores, teach you how to calculate your own income and debt to income ratios so you know the price of the home you can afford, and teach you how to locate down payment assistance and closing cost assistance programs in your state. You will learn all this from the safety and comfort of your living room, before you ever actually run your credit and apply for a home mortgage loan. Our goal at First House Financing is to educate, prepare, and celebrate! We want to educate you on the home mortgage loan qualifying requirements, we want to prepare you for the home mortgage loan approval process, and we want to celebrate that you were approved for your home mortgage loan the first time you applied! Now let’s get your First House!