Secure Retirement

It’s April Fools' Day. And while we won’t be celebrating with any practical jokes, we couldn't let today pass without sharing a joke.

We hope that it brought a smile to your face like it did ours — and that you manage to make it through the day without being surprised by any “foolish” pranks!

On a more serious note, if you have any questions or needs, know that we are here to help. Give our office a call anytime.

When deciding where to hold cash for short-term needs, many investors consider money market funds. These funds are designed to help manage short-term cash with an emphasis on stability and liquidity. Swipe through to learn more.

If you would like to review whether a money market fund aligns with your cash management strategy or short-term financial goals, call us to discuss your overall strategy.

Inflation has been a major topic of conversation over the past several years. But another, more subtle force is affecting household budgets: shrinkflation. Swipe through for a breakdown of how they differ and how each is felt in everyday life.

We hope this breakdown is helpful. If you have questions about your overall financial strategy, don’t hesitate to reach out. We can help you evaluate your current strategy and make adjustments where needed.

Turning 50 this year? This birthday is more than just an exciting milestone. It is a key opportunity for retirement planning.

Starting in the year you turn 50, you may be eligible to make catch-up contributions to certain tax-advantaged retirement accounts, allowing you to contribute above the standard annual limits. Eligible accounts include:

🔹 401(k) and other employer-sponsored retirement plans
🔹 Traditional and Roth IRAs
🔹 SIMPLE IRAs

These additional contributions can make a meaningful difference over time through compounded growth and potential tax advantages.

Starting in 2026, individuals age 50 or older who earned more than $150,000 in Federal Insurance Contributions Act (F**A) wages in the previous calendar year must make catch-up contributions to employer-sponsored plans as Roth (after-tax) contributions.

If you are approaching age 50, now is the time to review your retirement savings strategy and evaluate whether increasing your contributions makes sense for your financial goals.

Contact us to discuss how catch-up contributions can support your long-term retirement plan.