LifeTree Stewardship Institute

🚨 The $1 Million Retirement Shortfall: Are You Prepared? 🚨

If you're earning around $120,000, you'll need $90K-$102K annually in retirement to maintain your lifestyle. But the median retirement income in America? Just $47,000.

The sobering math:
✅ What you need: $6,000-$8,500/month
❌ What most have saved: $3,900/month
💸 The gap: Up to $4,600 EVERY MONTH for 20+ years

That's potentially over $1 MILLION you could be short during retirement.

But here's the good news: There's still time to close this gap if you act in the next 12-18 months.

3 Game-Changing Strategies:
1️⃣ Maximize new 2025 catch-up contribution rules (ages 60-63 can now contribute an extra $11,250!)
2️⃣ Strategic Roth conversions during market volatility
3️⃣ Align your investments with biblical stewardship principles for better long-term results

With Federal Reserve rate cuts and market volatility, the investment landscape is shifting rapidly. Every month you wait costs approximately $8,000-$12,000 in potential retirement income.
Your future self is counting on what you do TODAY. 💪

👉 Ready to close your retirement gap? Read the full breakdown and discover your personalized strategy:
What's your biggest retirement planning concern? Share in the comments below! 👇

https://www.lifetreewealthadvisors.com/post/the-1-million-retirement-income-gap

The $1 Million Retirement Income Gap: How to Fix It Before 2026 The sobering reality: If you're earning $120,000 annually, you'll need between $90,000-$102,000 per year in retirement to maintain your lifestyle. But the median retirement income in America is only $47,000 annually - leaving most people facing a potential $1 million shortfall over a 20-year retirem...