Thimbleberry Financial

Your Voice Matters in Money

Too many women tell me they’ve felt invisible in financial conversations.

Then one day, they’re expected to take over without the knowledge or confidence to step in.

The truth is, nearly 80% of women will be the sole financial decision-maker at some point in their lives. That’s why your voice matters now, not later.

From knowing how bills are paid, to understanding where accounts are, to being heard in advisor meetings, these steps build confidence for the future.

Watch this short video, and if it resonates, connect with me to see if you’d be comfortable working with us.

Many healthcare professionals have done everything right.

You saved consistently. You deferred income. You maximized your 403(b) and 457(b).

But what if those smart decisions create a tax problem later?

In this episode, Amy Walls, CFP® explains how large pre tax retirement balances can trigger higher than expected taxes in retirement once required minimum distributions begin.

We discuss:
• Why RMDs are based on account size, not lifestyle needs
• How retirement income can stack on top of Social Security and pensions
• Why taxes do not always decrease after you stop working
• How Medicare premiums can rise with higher income
• Why the years before age 73 may offer valuable planning opportunities
• How Roth conversions create flexibility, not avoidance

The takeaway is simple. The tax issue is not a mistake. It is often the result of disciplined saving. But without proactive planning, income spikes later in retirement can limit flexibility.

Thoughtful planning today can prevent forced decisions tomorrow.

🎧 Listen here:https://thimbleberryu.simplecast.com/episodes/the-tax-time-bomb-in-your-retirement-accounts