Debra Ragotskie

Debra Ragotskie

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Merrill Life Solutions exists to help provide alternative solutions to help protect and grow the health and wealth of our clients. We provide alternative solutions for retirement, health care coverage, college and/or mission savings, asset protection and cash to in hand to buffer costs resulting from catastrophic incidents. We incorporate the services of Five Rings Financial, My Academy of Health Excellence and Colonial Life.

09/14/2016

Yesterday's events left me in a bit of an emotional tailspin. My poor neighbor just retired, moved here, and died a few weeks later. This begs the question AM I DOING RIGHT BY MY FAMILY? Am I doing right by myself? Will they be ok financially if I pass? or I survive a major health event? Will I be able to enjoy my retirement? Will my kids/grandkids set up to have a financial springboard?-An Indexed Universal Life Policy is a very versatile life and financial product that can afford you peace of mind in many aspects of your life. With gains that lock and never lose-isn't it about time to talk about asset growth and protection today? AND PLEASE folks-have a will set up and keep it up to date! Make sure your policies reflect any changes in familial status! Investigate setting up an IUL today! Also offering Indexed Annuities for those that cannot qualify for an IUL.

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Phoenix, AZ