Sun State Partners

🌟 New to Medicare? Discover peace of mind with the right Medicare Supplement plan! 🌟

Navigating Medicare can feel overwhelming, but you don't have to do it alone. Our team is here to help you understand your options and choose a plan that fits your needs and budget.

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Ready to get started? Call us today at 888-909-5428!

Sun State Partners We are a group of health insurance specialists with an unbiased, simple, no-pressure approach.

The “real” cost of Medicare Advantage can be simplified into 2 parts: "routine care" and "major care". Let’s dive in!

Routine Care will be frequent and low cost—think doctor visits, preventive care, X-rays, labs, and ER visits. A good plan is to set aside a couple of hundred bucks every few months to cover these copays.

Major Care will be less frequent but high cost—think hospital stays, surgery, skilled nursing, out-of-network care, or chemotherapy. These situations will cost more than a few hundred bucks and require a bit more planning.

Plan 1: Get coverage for Major Care. A good place to start is with a Hospital Indemnity plan. These low cost plans have a core benefit that covers you in the event you become hospitalized. You can tailor these plans to pay for other major costs—surgery, skilled nursing, chemo, etc. You will still have some copays but they will be manageable.

Plan 2: Get rid of copays all together. This can be achieved with a Medicare Supplement plan. When combined with Medicare, it covers 100% of “routine” and “major” care. This plan also includes all Medicare doctors protecting you from getting caught out-of-network. This is coverage you will be happy you paid for at the end of the day!

I hope this helps simplify the cost of a Medicare Advantage plan, and arms you with a few tricks up your sleeve.

In honor of helping you, have a great day!

~Sun State Partners