Leticia Rios

Leticia Rios

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She has been a licensed loan officer for 20 years and is also fluent in Spanish. My services Direct lender with all government agencies (Fannie Mae, Freddie Mac, and Ginnie Mae). They offer Conventional, FHA, VA, and Jumbo loan products. She can be contacted at [email protected] or 949.910-1365

04/15/2025

🚨 They Were Days From Being Homeless 🚨
This buyer said no to switching lenders.
They trusted an online app more than their own Realtor.
And for 30 days… everything looked fine.
Until it wasn’t.
The online lender ghosted for weeks—
Then called with one line that changed everything:
❌ “You’re not approved.” ❌
No backup plan
No loan
No home
The couple had already sold their house.
They were living out of boxes with nowhere to go.
That’s when the Realtor called me and asked:
👉 “Can you fix this?”

Here’s what happened next:
✔️ App + docs reviewed on 4/3
✔️ Disclosed and locked by 4/4
✔️ Full approval by 4/7
✔️ Clear to close on 4/8
✔️ Closed + funded 4/15
All in 8 DAYS flat.
But that’s not even the best part…
We used an $8K seller credit to lock in a 2/1 buydown
Starting rate? 4.625% 🔥
Now they’re homeowners—with keys in hand and peace of mind.

I don’t post these to brag
I post them because this is what great partnerships look like.
When deals fall apart
When other lenders bail
When lives are hanging in the balance…
Realtors who know me know this:
I don’t flinch. I close.
Every time.

08/30/2024

☀️🌧️ Dodging rain clouds this Labor Day weekend like... 🏊‍♂️
 
Who else is on a mission to squeeze in some final pool time before summer officially ends? 🙋🏽‍♀️
 
What are your plans for the long weekend? Beach trip? BBQ? Netflix marathon?
 

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2501 Ranch Road 620 South Suite 120
Lakeway, TX
78738