Kimberly Wren

starts tomorrow! 🎉 It’s time to review your 2026 health & drug coverage options. Compare plans — you might find one that saves you money or fits your needs even better! 💊💙

starts tomorrow! Get ready to compare your 2026 drug & health coverage options and find what’s best for you. You could find a plan that helps you save or better meets your needs. https://go.medicare.gov/3IF9Oix

Happy grandparents' day✨

It’s your day, grandparents! Celebrate by making your health a priority. Remember, staying up to date on your preventive services can help keep you healthy and ready for all the special moments with your grandkids. Your well-being matters, so talk with your doctor about which screenings may be right for you: https://go.medicare.gov/4fwBB0B

📢 Important Medicare Update for 2026

Starting January 1, 2026, changes are coming to Medicare prescription drug coverage that may affect your out-of-pocket costs:

✅ Annual Out-of-Pocket Cap – The maximum you’ll pay for covered prescriptions will rise from $2,000 to $2,100. After this limit, your plan pays 100% of covered drug costs.

✅ Payment Plan Auto-Renewal – If you’re enrolled in the Medicare Prescription Payment Plan (which lets you spread drug costs out monthly), it will now automatically renew each year unless you choose to opt out.

These changes affect:

Original Medicare (A + B) with Part D

Medicare Supplement (F, G, N, etc.) with Part D

Medicare Advantage plans that include Part D

👉 You can review your options during the Annual Enrollment Period (Oct 15 – Dec 7, 2025) for coverage beginning Jan 1, 2026.

🖥️ Learn more at: www.medicare.gov

If you’d like to go over your options and see how these changes may impact you, call me anytime at 713-899-4466.

Give your child or grandchild a head start with BrightFuture Children’s Whole Life Insurance from Foresters Financial.

Thursday – "Think Ahead Thursday" 🏡🔮

Helping you plan for the future today!
1️⃣ Why buying life insurance young saves you money! Rates go up with age—lock in a low rate now.
2️⃣ Do you have enough coverage? 1 in 3 families would struggle financially within a month if the breadwinner passed away. Protect your family!
3️⃣ Long-term care insurance: Why it matters! Nursing homes are expensive—let’s plan ahead.
4️⃣ Protect your paycheck with disability insurance! If you couldn’t work, could you pay your bills? Let’s talk options!

Wednesday – "What’s Covered Wednesday" 📜🔍

Unpacking what your insurance actually covers!
1️⃣ Did you know some Medicare plans offer FREE dental & vision? DM me to see if you qualify!
2️⃣ Marketplace plans can cover mental health services! Prioritize your well-being—let’s find you the right plan.
3️⃣ Your life insurance policy may include living benefits! This means you can access cash while you’re still alive.
4️⃣ Preventive care is often FREE with insurance! Mammograms, screenings, and check-ups are covered—don’t skip them!

Hashtags:

⏳ Life Changes? You May Qualify for Special Enrollment!

Certain life events let you enroll in health insurance anytime—no need to wait for Open Enrollment!

✅ Lost health coverage?
✅ Moved to a new area?
✅ Got married or had a baby?
✅ Change in income?

You only have 60 days to enroll! Don’t miss your window—DM me today for help!

🩺 Medicare Advantage OEP: Review & Adjust Your Coverage!

📅 OEP: January 1 - March 31
🔄 What Can You Do During This Time?
✅ Switch to another Medicare Advantage Plan
✅ Drop your Medicare Advantage Plan and return to Original Medicare
✅ Enroll in a Medicare Part D (Prescription Drug Plan) if returning to Original Medicare

🔹 Why Should You Review Your Plan?
🔍 Your healthcare needs may have changed
💊 Your prescriptions may no longer be covered
💰 You could find better benefits or lower costs
🏥 Your doctors or network may have changed

🚨 Don't miss your chance to make the best choice for your health!

📞 Call 713-899-4466 for a FREE plan review!
🌐 Visit www.securewithkim.com

Kimberly Kimberly's Insurance Services is committed to safeguarding your future. Based in Houston, Texas, we specialize in providing tailored solutions for life, health, and senior health insurance. It is our mission to ensure your peace of mind through personalized service and expert advice.

American household debt continues to climb. Are you putting enough away for retirement?

Let's talk about your options! 713-899-4466
🌐 www.securewithkim.com

If life insurance isn’t at the top of your list, it’s time to rethink priorities. Your home, car, and phone can be replaced but your family’s security can’t.

Make life insurance your #1 priority today! 💙

Get a free quote now!

🚨 The Biggest Insurance Mistake People Make 🚨
Most people WAIT until they need insurance to think about it. By then, it’s too late. 😨

💡 A simple, affordable health or life insurance plan can protect you and your family NOW.

📩 DM me ‘COVER ME’ today, and let’s get you protected!