April Clark Health Insurance Agent

Changing your laundry habits won't make you rich. But it might be an easy way to save a few bucks a month on detergent -- or hundreds of dollars in machine repairs.

5 Laundry Habits That Are Costing You Money You might be flushing money down the drain if you have any of these laundry habits.

A serious diagnosis adds a host of new challenges to someone's life. One of those is talking about it. Here's what to say when a loved one receives a diagnosis.

What to say to someone with cancer Breadcrumb Home Simms Mann What to say to someone with cancer Simple, genuine responses are best, says UCLA Health clinical psychologist Dr. Valentina Ogaryan. January 7, 2026 By Sandy Cohen, Senior Writer 4 min read When someone you care about says they have cancer, you probably want to say just th...

Being healthy can cut your health insurance costs in half.

It’s the same way good drivers pay less for car insurance. If you're low-risk to the insurance company, you can qualify for significantly better rates.

Most people have no idea this is even possible. They assume everyone pays the same price for the same plan. Not even close.

The key is understanding how underwriting works and timing your application strategically. You don't need a perfect health record to qualify for better rates; you just need the right approach.

Want to see what rates you can qualify for? Let's find out.