Caballaro Agency

This is what a Monday looks like at the agency.

A few new home quotes this morning. A couple commercial calls. One client renewal where we made the numbers work better than expected without dropping coverage.

The fun part of independent broker work: I work for you, not the carrier. When the numbers stop making sense, we move you. No hard feelings.

Quick question: when's the last time you actually read your homeowners policy?

Three things worth checking today:

1. Dwelling coverage limit. Are you covered for what it would cost to rebuild today, or for what you paid 10 years ago?
2. Personal property limits. Most homeowners are underinsured on contents by 30 to 40 percent.
3. Liability. $100K is the default. For most Houston homeowners I see, $300K is the right number.

Five minutes. Could save you everything.

Si tienes una pregunta de seguro y prefieres hablar en español, lo entiendo. Mi familia es de Argentina y crecí hablando los dos idiomas.

Insurance is complicated enough in any language. If you'd rather have the conversation in Spanish, llámame.

281-660-8741.

Big investment firms have a massive blind spot: they only see what’s liquid.

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Ignoring your business value isn’t just an oversight: it’s a planning failure.

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Stop letting big firms ignore your life’s work.

Send me your current plan or a summary of your holdings. I’ll flag the gaps and show you what a total net worth strategy looks like. No charge.