Starboard Financial

Starboard Financial

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Starboard Financial: Corporate NMLS 156931 | BK-0910725 |

AZ: BK-0910725
CA: 4131142, Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act
ID: MBL-7122
IL: MB.6850031
NM
OR: 156931
TX
UT: 12333082
WA: CL-156931 TX
www.starboardfinancial.com
https://starboardfinancial.com/about-us/#Licensing
https://www.nmlsconsumeraccess.org/Ent

06/03/2026

One of the biggest myths in homebuying is thinking you need a perfect 800 credit score to buy a home. 💡

The truth?

Many loan programs may allow qualified buyers to purchase with scores much lower than people expect.

Depending on the program, buyers may qualify with:
✔️ FHA loans — sometimes starting around 580+
✔️ Conventional loans — often 620+
✔️ VA & USDA options — flexible depending on the situation

But here’s the important part 👇
Your credit score is only ONE piece of the puzzle.

Lenders also look at:
💰 Income
📉 Debt-to-income ratio
🏦 Savings/assets
📄 Employment history
🏡 Loan program type

The best first step isn’t guessing — it’s having a conversation and building a strategy. 🌵

📩 DM us “SCORE” to see what options may be available for you.
📍Gilbert, Arizona
⭐️
📞 1-855-782-7346
💻 www.starboardfinancial.com
🏠

05/27/2026

Yes — depending on your situation, refinancing could help you put your home’s equity to work. 👇

✅ Homeowners may refinance to:
• Consolidate high-interest debt
• Pay off credit cards or loans
• Fund home improvements
• Create more monthly cash flow
• Simplify finances into one payment

🏡 If your home has built equity, there may be options available.

💡 The key is making sure the numbers make sense for your goals — not just moving debt around.

📍Gilbert, Arizona
⭐️
📞 1-855-782-7346
💻 www.starboardfinancial.com
🏠
📩 DM “EQUITY” and let’s talk through your options.

05/25/2026

Our office will be closed this Memorial Day as we take time to honor and remember the heroes who made the ultimate sacrifice for our nation.

Today we reflect with gratitude on the courage, service, and sacrifice of those who gave everything for our freedom. ❤️🤍💙

We will reopen the next business day and look forward to serving you soon. Wishing everyone a safe and meaningful Memorial Day.

📍Gilbert, Arizona
⭐️
📞 1-855-782-7346
💻 www.starboardfinancial.com
🏠

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Category

Telephone

Address

4145 E Baseline Road
Gilbert, AZ
85234

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm