Self-Help

The Julian Bond Institute 2050 Survey surveyed 5,269 Americans across four generations and found something powerful: the communities facing the greatest financial barriers have the HIGHEST financial ambitions.

Here's what the data shows:

86% of Americans aspire to homeownership — but only 23% of Black Millennials have achieved it, compared to 51% of White Millennials.

66% of Black Millennials want to own a business, roughly double the rate of White Millennials, yet over half feel they'll never get there.

Only 15% of Hispanic Americans have an estate plan in place, compared to 39% of White Americans.

53% of Black Gen Z used buy-now-pay-later products in the past year, vs. 28% of White Gen Z, a sign that when the financial system falls short, people find workarounds that often carry real costs.

The racial wealth gap isn't a motivation problem. It's an access problem.

Read the full report → https://community.sh/4u4Lnwz

In observance of Memorial Day, all Self-Help branches will be closed on Monday, May 25.

Members can still access their accounts anytime through online and mobile banking.

Memorial Day sales can be tempting — but smart spending never goes out of season 🇺🇸💸

Before you shop:
• Stick to your budget
• Compare prices before buying
• Avoid impulse purchases
• Focus on long-term value over quick deals